Lanoka Harbor, NJ—08734
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lanoka Harbor, NJ
As of Oct '25, the median home price in Lanoka Harbor, NJ is $546,000, with a year-over-year change of 3.8%. This indicates that home prices in Lanoka Harbor, NJ are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $546,000 | 3.8% |
| Single Family | $545,000 | 3.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $390,000 | 2.6% |
3 Bed | $478,000 | 3.5% |
4 Bed | $638,000 | 4.1% |
| 5 Bed | $747,000 | 4.0% |
% of Housing Stock
Rental Trends — Lanoka Harbor, NJ
As of July '25, Rentcast reports the average rent in Lanoka Harbor, NJ is $3,100, with a year-over-year rent change of -6.6%. Per bedroom, the median rent as of July '25 in Lanoka Harbor, NJ is 2-bedrooms: $3,200, 3-bedrooms: $3,000. The most common rental property sizes in Lanoka Harbor, NJ are 3-bedroom and 2-bedroom, accounting for 68.3% and 22.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,000 | $3,100 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $3,200 | $3,200 |
| 3 Bed Rent | $3,000 | $3,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Lanoka Harbor, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Lanoka Harbor, NJ is 57. This is a increase of 56.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $582,000 | -2.0% |
Listing Count | 36 | 9.0% |
| Listings as % of Homes | 0.7% | 9.0% |
Days on Market | 57 | 56.0% |
Demographics — Lanoka Harbor, NJ
As of the latest ACS Survey released in 2023, Lanoka Harbor, NJ has a population of 8,030, which has decreased by -6.9% over the past 5 years. Lanoka Harbor, NJ is a moderately popular place for families, as children make up 16.7% of the population. The area has a moderately educated workforce, with 35.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,030 | -6.9% |
% Under 18 | 16.7% | 1.2% |
% Seniors | 19.1% | -15.9% |
% WFH | 14.2% | 273.7% |
% w/ College Degree | 35.2% | 19.7% |
As of the latest ACS Survey released in 2023, Lanoka Harbor, NJ is a predominantly white area, with 92.6% of the population identifying as white. The white population has shrunk by 5.1% in the last 5 years. The second most common race or ethnicity in Lanoka Harbor, NJ is hispanic, making up 4.8% of the population. Foreign-born residents account for 1.7% of the population in Lanoka Harbor, NJ, and this percentage has decreased by 50.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.6% | -5.1% |
% Black | 1.0% | 42.9% |
% Hispanic | 4.8% | 269.2% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.7% | -50.0% |
Mortgage and Risk — Lanoka Harbor, NJ
According to HUD data as of 2023, there were 140 mortgage originations in Lanoka Harbor, NJ, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Lanoka Harbor, NJ. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 140 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 1.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Lanoka Harbor, NJ
Lanoka Harbor, NJ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 10 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 3.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,760 |
| 2 Bedroom | -$1,030 | $3,200 | $2,170 |
| 3 Bedroom | -$110 | $3,000 | $2,890 |
| 4 Bedroom | N/A | N/A | $3,220 |
Affordability — Lanoka Harbor, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $546,000 |
| Median Household Income | $121,000 |