Lavallette, NJ08735

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,107,000
1.3% YoY Growth
Median Household Income
$85,300
15.0% 5-Year Growth
Days on Market
46
15.0% Longer than last year
Home Price Forecast
1.7%
Median Rent
$3,500
3.8% YoY Growth
1-Bed Rent
$1,800
15.9% YoY Growth
2-Bed Rent
$2,400
6.1% YoY Growth
3-Bed Rent
$3,600
3.5% YoY Growth

Property Listings — Lavallette, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Lavallette, NJ is 46. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,950,00041.0%
Listing Count
59-15.0%
Listings as % of Homes0.6%-15.0%
Days on Market
4615.0%
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Demographics — Lavallette, NJ

As of the latest ACS Survey released in 2023, Lavallette, NJ has a population of 3,440, which has decreased by -11.3% over the past 5 years. Lavallette, NJ is a less popular place for families, as children make up 9.3% of the population. The area has a highly educated workforce, with 50.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,440-11.3%
% Under 18
9.3%25.7%
% Seniors
44.5%-5.7%
% WFH
20.5%105.0%
% w/ College Degree
50.3%5.5%
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As of the latest ACS Survey released in 2023, Lavallette, NJ is a predominantly white area, with 89.2% of the population identifying as white. The white population has shrunk by 6.4% in the last 5 years. The second most common race or ethnicity in Lavallette, NJ is hispanic, making up 6.4% of the population. Foreign-born residents account for 5.8% of the population in Lavallette, NJ, and this percentage has increased by 1.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
89.2%-6.4%
% Black
0.0%-100.0%
% Hispanic
6.4%93.9%
% Asian
0.4%33.3%
% Foreign Born
5.8%1.8%
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Mortgage and Risk — Lavallette, NJ

According to HUD data as of 2023, there were 161 mortgage originations in Lavallette, NJ, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 3.0% above 90% LTV (normal). This implies small mortgage risk in Lavallette, NJ. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
161
% Conventional Loans
99.0%
% Government Loans
1.0%
% Investor Loans
2.0%
% Second Loans
58.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Lavallette, NJ

Lavallette, NJ lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
N/A
Total Units Section 8
N/A
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$220$1,800$1,580
2 Bedroom-$450$2,400$1,950
3 Bedroom-$1,000$3,600$2,600
4 Bedroom-$1,310$4,200$2,890

Affordability — Lavallette, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio11.6
Median Home Price$1,107,000
Median Household Income$85,300

Lavallette, NJ — ZIP Code Boundary Map

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Frequently Asked Questions