Mantoloking, NJ—08738
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mantoloking, NJ
As of Oct '25, the median home price in Mantoloking, NJ is $2,067,000, with a year-over-year change of 6.5%. This indicates that home prices in Mantoloking, NJ are increasing. According to Zillow, the 1-year price projection is 3.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $2,067,000 | 6.5% |
| Single Family | $2,326,000 | 7.0% |
| Condos | $717,000 | 3.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $1,370,000 | 5.8% |
4 Bed | $1,975,000 | 5.8% |
| 5 Bed | $3,251,000 | 6.0% |
% of Housing Stock
Rental Trends — Mantoloking, NJ
As of July '25, Rentcast reports the average rent in Mantoloking, NJ is $4,970, with a year-over-year rent change of -5.5%. Per bedroom, the median rent as of July '25 in Mantoloking, NJ is 1-bedrooms: $2,540, 2-bedrooms: $4,000, 3-bedrooms: $3,940, 4-bedrooms: $4,970. The most common rental property sizes in Mantoloking, NJ are 2-bedroom and 5+ bedroom, accounting for 57.1% and 42.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,000 | $4,970 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,500 | $2,540 |
| 2 Bed Rent | $3,000 | $4,000 |
| 3 Bed Rent | $3,900 | $3,940 |
| 4 Bed Rent | $4,000 | $4,970 |
% of Rental Stock
Property Listings — Mantoloking, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Mantoloking, NJ is 70. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $4,900,000 | 43.0% |
Listing Count | 26 | -24.0% |
| Listings as % of Homes | 0.9% | -24.0% |
Days on Market | 70 | 5.0% |
Demographics — Mantoloking, NJ
As of the latest ACS Survey released in 2023, Mantoloking, NJ has a population of 1,370, which has increased by 17.8% over the past 5 years. Mantoloking, NJ is a less popular place for families, as children make up 12.8% of the population. The area has a highly educated workforce, with 70.8% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 33.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,370 | 17.8% |
% Under 18 | 12.8% | 96.9% |
% Seniors | 36.4% | -34.9% |
% WFH | 33.1% | 491.1% |
% w/ College Degree | 70.8% | 12.4% |
As of the latest ACS Survey released in 2023, Mantoloking, NJ is a predominantly white area, with 92.4% of the population identifying as white. The white population has grown by 1.0% in the last 5 years. The second most common race or ethnicity in Mantoloking, NJ is hispanic, making up 3.8% of the population. Foreign-born residents account for 4.7% of the population in Mantoloking, NJ, and this percentage has decreased by 4.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.4% | 1.0% |
% Black | 0.1% | -88.9% |
% Hispanic | 3.8% | 123.5% |
% Asian | 3.7% | -41.3% |
% Foreign Born | 4.7% | -4.1% |
Mortgage and Risk — Mantoloking, NJ
According to HUD data as of 2023, there were 81 mortgage originations in Mantoloking, NJ, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 46.0%, with 1.0% above 90% LTV (normal). This implies small mortgage risk in Mantoloking, NJ. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 81 |
% Conventional Loans | 99.0% |
% Government Loans | 1.0% |
% Investor Loans | 2.0% |
% Second Loans | 60.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Mantoloking, NJ
Mantoloking, NJ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$600 | $2,500 | $1,900 |
| 2 Bedroom | -$660 | $3,000 | $2,340 |
| 3 Bedroom | -$780 | $3,900 | $3,120 |
| 4 Bedroom | -$530 | $4,000 | $3,470 |
Affordability — Mantoloking, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.9 |
| Median Home Price | $2,067,000 |
| Median Household Income | $219,000 |