Metuchen, NJ08840

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$666,000
6.0% YoY Growth
Median Household Income
$151,000
23.6% 5-Year Growth
Days on Market
45
30.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$2,600
9.2% YoY Growth
1-Bed Rent
$2,350
3.6% YoY Growth
2-Bed Rent
$2,600
1.5% YoY Growth
3-Bed Rent
$2,700
13.2% YoY Growth

Property Listings — Metuchen, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Metuchen, NJ is 45. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$724,0008.0%
Listing Count
4418.0%
Listings as % of Homes0.3%18.0%
Days on Market
4530.0%
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Demographics — Metuchen, NJ

As of the latest ACS Survey released in 2023, Metuchen, NJ has a population of 17,900, which has increased by 9.4% over the past 5 years. Metuchen, NJ is a popular place for families, as children make up 26.4% of the population. The area has a highly educated workforce, with 62.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
17,9009.4%
% Under 18
26.4%13.8%
% Seniors
15.5%-3.7%
% WFH
21.3%309.6%
% w/ College Degree
62.0%5.6%
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As of the latest ACS Survey released in 2023, Metuchen, NJ is a predominantly white area, with 56.8% of the population identifying as white. The white population has shrunk by 11.7% in the last 5 years. The second most common race or ethnicity in Metuchen, NJ is asian, making up 18.9% of the population. Foreign-born residents account for 21.5% of the population in Metuchen, NJ, and this percentage has decreased by 7.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
56.8%-11.7%
% Black
5.6%-9.7%
% Hispanic
10.5%29.6%
% Asian
18.9%0.0%
% Foreign Born
21.5%-7.3%
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Mortgage and Risk — Metuchen, NJ

According to HUD data as of 2023, there were 226 mortgage originations in Metuchen, NJ, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Metuchen, NJ. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
226
% Conventional Loans
96.0%
% Government Loans
4.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Metuchen, NJ

As of 2024, the percent of homes in Metuchen, NJ under the Section 8 program is 9.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Metuchen, NJ, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
138
Total Units Section 8
138
% Rentals under Section 8
9.2%
% Occupied Section 8
99.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$340$2,350$2,010
2 Bedroom-$70$2,600$2,530
3 Bedroom$350$2,700$3,050
4 Bedroom-$900$4,250$3,350

Affordability — Metuchen, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.4
Median Home Price$666,000
Median Household Income$151,000

Metuchen, NJ — ZIP Code Boundary Map

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Frequently Asked Questions