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Harlem, New York, NY—10026

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$841,000
0.4% YoY Growth
Household Income
$74,100
25.9% YoY Growth
Days on Market
60
31.0% Shorter YoY
Home Price Forecast
-0.2%
Median Rent
$3,800
0.3% YoY Growth
1-Bed Rent
$3,350
6.6% YoY Growth
2-Bed Rent
$4,300
7.5% YoY Growth
3-Bed Rent
$4,700
15.6% YoY Growth

Other Zip Codes in Harlem, New York, NY

10037100391003010027
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Harlem, New York, NY

As of May '26, the median home price in Harlem, New York, NY is $841,000, with a year-over-year change of -0.4%. This indicates that home prices in Harlem, New York, NY are flat. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$841,000-0.4%
Single Family $1,318,000-9.7%
Condos $818,000-0.5%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $625,000
    3.0%
    2 Bed
    		$913,0003.2%
    3 Bed
    		$1,258,0006.4%
    4 Bed
    		N/AN/A
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    6.9%
    1 Bedroom
    23.7%
    2 Bedrooms
    41.5%
    3 Bedrooms
    22.5%
    4 Bedrooms
    4.1%
    5+ Bedrooms
    1.3%

    Rental Trends — Harlem, New York, NY

    As of July '25, Rentcast reports the average rent in Harlem, New York, NY is $3,910, with a year-over-year rent change of -0.3%. Per bedroom, the median rent as of July '25 in Harlem, New York, NY is studios: $4,340, 1-bedrooms: $3,400, 2-bedrooms: $4,440, 3-bedrooms: $4,440, 4-bedrooms: $3,340. The most common rental property sizes in Harlem, New York, NY are 2-bedroom and 1-bedroom, accounting for 44.0% and 25.1% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$3,800$3,910
    Studio Rent $3,000$4,340
    1 Bed Rent $3,350$3,400
    2 Bed Rent $4,300$4,440
    3 Bed Rent $4,700$4,440
    4 Bed Rent $1,660$3,340
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    % of Rental Stock

    Studio
    8.0%
    1 Bedroom
    25.1%
    2 Bedrooms
    44.0%
    3 Bedrooms
    19.0%
    4 Bedrooms
    3.6%
    5+ Bedrooms
    0.4%

    Property Listings — Harlem, New York, NY

    As of May '26, Realtor.com reports that the median days on market for a home in Harlem, New York, NY is 60. This is a decrease of -31.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$849,000-21.0%
    Listing Count
    		110-22.0%
    Listings as % of Homes0.5%-22.0%
    Days on Market
    		60-31.0%
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    Demographics — Harlem, New York, NY

    As of the latest ACS Survey released in 2023, Harlem, New York, NY has a population of 37,100, which has decreased by -5.7% over the past 5 years. Harlem, New York, NY is a moderately popular place for families, as children make up 18.9% of the population. The area has a highly educated workforce, with 53.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.0% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		37,100-5.7%
    % Under 18
    		18.9%-2.1%
    % Seniors
    		10.6%1.9%
    % WFH
    		20.0%263.6%
    % w/ College Degree
    		53.5%20.5%
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    As of the latest ACS Survey released in 2023, Harlem, New York, NY is a predominantly black area, with 47.8% of the population identifying as black. The black population has shrunk by 10.5% in the last 5 years. The second most common race or ethnicity in Harlem, New York, NY is white, making up 25.0% of the population. Foreign-born residents account for 27.2% of the population in Harlem, New York, NY, and this percentage has increased by 13.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		25.0%26.9%
    % Black
    		47.8%-10.5%
    % Hispanic
    		17.8%-16.4%
    % Asian
    		6.4%8.5%
    % Foreign Born
    		27.2%13.8%
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    Mortgage and Risk — Harlem, New York, NY

    According to HUD data as of 2023, there were 85 mortgage originations in Harlem, New York, NY, of which 100.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Harlem, New York, NY. Investor activity is low, as 5.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		85
    % Conventional Loans
    		100.0%
    % Government Loans
    		0.0%
    % Investor Loans
    		5.0%
    % Second Loans
    		5.0%
    % Cash Out Refinance
    		6.0%
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    Rentals and Section 8 — Harlem, New York, NY

    As of 2024, the percent of homes in Harlem, New York, NY under the Section 8 program is 18.1%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Harlem, New York, NY, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		4,060
    Total Units Section 8
    		2,228
    % Rentals under Section 8
    		18.1%
    % Occupied Section 8
    		90.1%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$900$3,350$2,450
    2 Bedroom-$1,590$4,300$2,710
    3 Bedroom-$1,320$4,700$3,380
    4 Bedroom$1,980$1,660$3,640

    Affordability — Harlem, New York, NY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio11.1
    Median Home Price$841,000
    Median Household Income$74,100

    Harlem, New York, NY — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    Frequently Asked Questions