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Harlem, New York, NY—10027

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$819,000
0.7% YoY Growth
Household Income
$64,200
39.3% YoY Growth
Days on Market
76
13.0% Shorter YoY
Home Price Forecast
0.3%
Median Rent
$3,650
5.9% YoY Growth
1-Bed Rent
$3,350
10.9% YoY Growth
2-Bed Rent
$4,200
15.9% YoY Growth
3-Bed Rent
$4,500
10.9% YoY Growth

Other Zip Codes in Harlem, New York, NY

10037100391003010026
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Harlem, New York, NY

As of Dec '25, the median home price in Harlem, New York, NY is $819,000, with a year-over-year change of 0.7%. This indicates that home prices in Harlem, New York, NY are flat. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$819,0000.7%
Single Family $1,387,0001.5%
Condos $755,000-0.3%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $634,000
    1.4%
    2 Bed
    		$823,0002.5%
    3 Bed
    		$1,340,0003.6%
    4 Bed
    		N/AN/A
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    9.9%
    1 Bedroom
    28.4%
    2 Bedrooms
    37.8%
    3 Bedrooms
    16.9%
    4 Bedrooms
    5.0%
    5+ Bedrooms
    2.1%

    Rental Trends — Harlem, New York, NY

    As of July '25, Rentcast reports the average rent in Harlem, New York, NY is $3,960, with a year-over-year rent change of 5.9%. Per bedroom, the median rent as of July '25 in Harlem, New York, NY is studios: $2,960, 1-bedrooms: $3,550, 2-bedrooms: $4,580, 3-bedrooms: $4,890, 4-bedrooms: $3,570. The most common rental property sizes in Harlem, New York, NY are 2-bedroom and 1-bedroom, accounting for 36.4% and 30.6% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$3,650$3,960
    Studio Rent $2,800$2,960
    1 Bed Rent $3,350$3,550
    2 Bed Rent $4,200$4,580
    3 Bed Rent $4,500$4,890
    4 Bed Rent $4,100$3,570
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    % of Rental Stock

    Studio
    10.4%
    1 Bedroom
    30.6%
    2 Bedrooms
    36.4%
    3 Bedrooms
    18.1%
    4 Bedrooms
    3.8%
    5+ Bedrooms
    0.6%

    Property Listings — Harlem, New York, NY

    As of Dec '25, Realtor.com reports that the median days on market for a home in Harlem, New York, NY is 66. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 6.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$1,000,0008.0%
    Listing Count
    		116-31.0%
    Listings as % of Homes0.5%-31.0%
    Days on Market
    		76-13.0%
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    Demographics — Harlem, New York, NY

    As of the latest ACS Survey released in 2023, Harlem, New York, NY has a population of 65,100, which has remained stable by 0.8% over the past 5 years. Harlem, New York, NY is a moderately popular place for families, as children make up 17.9% of the population. The area has a highly educated workforce, with 51.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.6% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		65,1000.8%
    % Under 18
    		17.9%2.9%
    % Seniors
    		11.2%9.8%
    % WFH
    		22.6%232.4%
    % w/ College Degree
    		51.8%8.1%
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    As of the latest ACS Survey released in 2023, Harlem, New York, NY is a predominantly black area, with 36.1% of the population identifying as black. The black population has shrunk by 8.6% in the last 5 years. The second most common race or ethnicity in Harlem, New York, NY is white, making up 27.1% of the population. Foreign-born residents account for 25.5% of the population in Harlem, New York, NY, and this percentage has decreased by 1.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		27.1%8.0%
    % Black
    		36.1%-8.6%
    % Hispanic
    		23.8%-6.3%
    % Asian
    		10.2%7.4%
    % Foreign Born
    		25.5%-1.9%
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    Mortgage and Risk — Harlem, New York, NY

    According to HUD data as of 2023, there were 139 mortgage originations in Harlem, New York, NY, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 4.0% above 90% LTV (normal). This implies small mortgage risk in Harlem, New York, NY. Investor activity is low, as 1.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		139
    % Conventional Loans
    		99.0%
    % Government Loans
    		1.0%
    % Investor Loans
    		1.0%
    % Second Loans
    		4.0%
    % Cash Out Refinance
    		6.0%
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    Rentals and Section 8 — Harlem, New York, NY

    As of 2024, the percent of homes in Harlem, New York, NY under the Section 8 program is 8.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Harlem, New York, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

    Section 8 Market Size

    Total Units under HUD
    		5,312
    Total Units Section 8
    		1,793
    % Rentals under Section 8
    		8.4%
    % Occupied Section 8
    		87.2%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$1,140$3,350$2,210
    2 Bedroom-$1,720$4,200$2,480
    3 Bedroom-$1,400$4,500$3,100
    4 Bedroom-$770$4,100$3,330

    Affordability — Harlem, New York, NY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio14.3
    Median Home Price$819,000
    Median Household Income$64,200

    Harlem, New York, NY — ZIP Code Boundary Map

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    Frequently Asked Questions