Brewster, NY—10509
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Brewster, NY
As of Oct '25, the median home price in Brewster, NY is $511,000, with a year-over-year change of 3.6%. This indicates that home prices in Brewster, NY are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $511,000 | 3.6% |
| Single Family | $530,000 | 3.5% |
| Condos | $374,000 | 1.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $340,000 | 2.4% |
2 Bed | $410,000 | 3.3% |
3 Bed | $543,000 | 4.0% |
4 Bed | $723,000 | 3.4% |
| 5 Bed | $852,000 | 3.1% |
% of Housing Stock
Rental Trends — Brewster, NY
As of July '25, Rentcast reports the average rent in Brewster, NY is $3,930, with a year-over-year rent change of -1.0%. Per bedroom, the median rent as of July '25 in Brewster, NY is 1-bedrooms: $2,440, 2-bedrooms: $3,270, 3-bedrooms: $5,520, 4-bedrooms: $5,500. The most common rental property sizes in Brewster, NY are 2-bedroom and 1-bedroom, accounting for 37.5% and 27.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,700 | $3,930 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,900 | $2,440 |
| 2 Bed Rent | $3,700 | $3,270 |
| 3 Bed Rent | $6,000 | $5,520 |
| 4 Bed Rent | $5,500 | $5,500 |
% of Rental Stock
Property Listings — Brewster, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Brewster, NY is 57. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $596,000 | 5.0% |
Listing Count | 72 | 72.0% |
| Listings as % of Homes | 0.5% | 72.0% |
Days on Market | 57 | 17.0% |
Demographics — Brewster, NY
As of the latest ACS Survey released in 2023, Brewster, NY has a population of 20,100, which has increased by 3.1% over the past 5 years. Brewster, NY is a moderately popular place for families, as children make up 19.9% of the population. The area has a moderately educated workforce, with 43.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 20,100 | 3.1% |
% Under 18 | 19.9% | -11.6% |
% Seniors | 19.1% | 33.6% |
% WFH | 14.4% | 125.0% |
% w/ College Degree | 43.4% | 12.1% |
As of the latest ACS Survey released in 2023, Brewster, NY is a predominantly white area, with 61.0% of the population identifying as white. The white population has shrunk by 17.2% in the last 5 years. The second most common race or ethnicity in Brewster, NY is hispanic, making up 29.8% of the population. Foreign-born residents account for 20.1% of the population in Brewster, NY, and this percentage has increased by 31.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 61.0% | -17.2% |
% Black | 2.9% | 20.8% |
% Hispanic | 29.8% | 54.4% |
% Asian | 3.4% | 9.7% |
% Foreign Born | 20.1% | 31.4% |
Mortgage and Risk — Brewster, NY
According to HUD data as of 2023, there were 249 mortgage originations in Brewster, NY, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Brewster, NY. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 249 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Brewster, NY
As of 2024, the percent of homes in Brewster, NY under the Section 8 program is 10.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Brewster, NY, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 169 |
Total Units Section 8 | 169 |
% Rentals under Section 8 | 10.7% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $540 | $1,900 | $2,440 |
| 2 Bedroom | -$1,000 | $3,700 | $2,700 |
| 3 Bedroom | -$2,640 | $6,000 | $3,360 |
| 4 Bedroom | -$1,870 | $5,500 | $3,630 |
Affordability — Brewster, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $511,000 |
| Median Household Income | $121,000 |