Mahopac, NY—10541
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mahopac, NY
As of Oct '25, the median home price in Mahopac, NY is $601,000, with a year-over-year change of 4.0%. This indicates that home prices in Mahopac, NY are increasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $601,000 | 4.0% |
| Single Family | $604,000 | 3.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $336,000 | 1.2% |
2 Bed | $450,000 | 3.4% |
3 Bed | $597,000 | 3.6% |
4 Bed | $694,000 | 3.9% |
| 5 Bed | $778,000 | 3.5% |
% of Housing Stock
Rental Trends — Mahopac, NY
As of July '25, Rentcast reports the average rent in Mahopac, NY is $2,790, with a year-over-year rent change of -8.8%. Per bedroom, the median rent as of July '25 in Mahopac, NY is 1-bedrooms: $2,150, 2-bedrooms: $3,010, 3-bedrooms: $3,330. The most common rental property sizes in Mahopac, NY are 2-bedroom and 3-bedroom, accounting for 43.3% and 26.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,800 | $2,790 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,200 | $2,150 |
| 2 Bed Rent | $2,800 | $3,010 |
| 3 Bed Rent | $3,200 | $3,330 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mahopac, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Mahopac, NY is 39. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 8.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $643,000 | -5.0% |
Listing Count | 103 | 115.0% |
| Listings as % of Homes | 0.4% | 115.0% |
Days on Market | 39 | 0.0% |
Demographics — Mahopac, NY
As of the latest ACS Survey released in 2023, Mahopac, NY has a population of 26,100, which has decreased by -1.9% over the past 5 years. Mahopac, NY is a moderately popular place for families, as children make up 21.3% of the population. The area has a moderately educated workforce, with 43.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 26,100 | -1.9% |
% Under 18 | 21.3% | -4.5% |
% Seniors | 16.0% | 7.4% |
% WFH | 13.7% | 315.2% |
% w/ College Degree | 43.3% | 10.5% |
As of the latest ACS Survey released in 2023, Mahopac, NY is a predominantly white area, with 74.3% of the population identifying as white. The white population has shrunk by 14.5% in the last 5 years. The second most common race or ethnicity in Mahopac, NY is hispanic, making up 19.4% of the population. Foreign-born residents account for 13.1% of the population in Mahopac, NY, and this percentage has increased by 10.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.3% | -14.5% |
% Black | 1.7% | 240.0% |
% Hispanic | 19.4% | 92.1% |
% Asian | 2.6% | 73.3% |
% Foreign Born | 13.1% | 10.1% |
Mortgage and Risk — Mahopac, NY
According to HUD data as of 2023, there were 395 mortgage originations in Mahopac, NY, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Mahopac, NY. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 395 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Mahopac, NY
Mahopac, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 125 |
Total Units Section 8 | 78 |
% Rentals under Section 8 | 6.8% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $330 | $2,200 | $2,530 |
| 2 Bedroom | $0 | $2,800 | $2,800 |
| 3 Bedroom | $290 | $3,200 | $3,490 |
| 4 Bedroom | N/A | N/A | $3,760 |
Affordability — Mahopac, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $601,000 |
| Median Household Income | $134,000 |