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Mamaroneck, NY—10543

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$993,000
6.6% YoY Growth
Household Income
$128,000
29.6% YoY Growth
Days on Market
84
53.0% Longer YoY
Home Price Forecast
1.8%
Median Rent
$4,200
2.7% YoY Growth
1-Bed Rent
$2,450
5.5% YoY Growth
2-Bed Rent
$4,200
6.7% YoY Growth
3-Bed Rent
$4,500
2.4% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Mamaroneck, NY

As of Dec '25, the median home price in Mamaroneck, NY is $993,000, with a year-over-year change of 6.6%. This indicates that home prices in Mamaroneck, NY are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$993,0006.6%
Single Family $1,136,0007.7%
Condos $375,0005.3%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $287,000
    5.1%
    2 Bed
    		$590,0006.9%
    3 Bed
    		$912,0006.2%
    4 Bed
    		$1,371,0008.6%
    5 Bed $2,299,99010.8%
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    % of Housing Stock

    Studio
    1.1%
    1 Bedroom
    18.9%
    2 Bedrooms
    33.4%
    3 Bedrooms
    29.4%
    4 Bedrooms
    13.0%
    5+ Bedrooms
    4.3%

    Rental Trends — Mamaroneck, NY

    As of July '25, Rentcast reports the average rent in Mamaroneck, NY is $4,520, with a year-over-year rent change of 2.7%. Per bedroom, the median rent as of July '25 in Mamaroneck, NY is studios: $2,150, 1-bedrooms: $2,740, 2-bedrooms: $4,470, 3-bedrooms: $5,520, 4-bedrooms: $6,960. The most common rental property sizes in Mamaroneck, NY are 2-bedroom and 1-bedroom, accounting for 43.6% and 30.7% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$4,200$4,520
    Studio Rent $2,100$2,150
    1 Bed Rent $2,450$2,740
    2 Bed Rent $4,200$4,470
    3 Bed Rent $4,500$5,520
    4 Bed Rent $6,250$6,960
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    % of Rental Stock

    Studio
    2.5%
    1 Bedroom
    30.7%
    2 Bedrooms
    43.6%
    3 Bedrooms
    20.7%
    4 Bedrooms
    2.3%
    5+ Bedrooms
    0.3%

    Property Listings — Mamaroneck, NY

    As of Dec '25, Realtor.com reports that the median days on market for a home in Mamaroneck, NY is 71. This is a increase of 93.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 6.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$422,0003.0%
    Listing Count
    		1632.0%
    Listings as % of Homes0.3%32.0%
    Days on Market
    		8453.0%
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    Demographics — Mamaroneck, NY

    As of the latest ACS Survey released in 2023, Mamaroneck, NY has a population of 21,000, which has increased by 1.5% over the past 5 years. Mamaroneck, NY is a moderately popular place for families, as children make up 23.2% of the population. The area has a highly educated workforce, with 56.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.5% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		21,0001.5%
    % Under 18
    		23.2%0.9%
    % Seniors
    		15.9%-5.4%
    % WFH
    		20.5%230.6%
    % w/ College Degree
    		56.6%7.6%
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    As of the latest ACS Survey released in 2023, Mamaroneck, NY is a predominantly white area, with 59.3% of the population identifying as white. The white population has shrunk by 8.3% in the last 5 years. The second most common race or ethnicity in Mamaroneck, NY is hispanic, making up 27.2% of the population. Foreign-born residents account for 27.7% of the population in Mamaroneck, NY, and this percentage has decreased by 5.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		59.3%-8.3%
    % Black
    		5.4%-5.3%
    % Hispanic
    		27.2%20.4%
    % Asian
    		5.1%-1.9%
    % Foreign Born
    		27.7%-5.8%
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    Mortgage and Risk — Mamaroneck, NY

    According to HUD data as of 2023, there were 174 mortgage originations in Mamaroneck, NY, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Mamaroneck, NY. Investor activity is low, as 1.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		174
    % Conventional Loans
    		97.0%
    % Government Loans
    		3.0%
    % Investor Loans
    		1.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		6.0%
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    Rentals and Section 8 — Mamaroneck, NY

    As of 2024, the percent of homes in Mamaroneck, NY under the Section 8 program is 7.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Mamaroneck, NY, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		242
    Total Units Section 8
    		242
    % Rentals under Section 8
    		7.5%
    % Occupied Section 8
    		92.8%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$390$2,450$2,840
    2 Bedroom-$1,050$4,200$3,150
    3 Bedroom-$570$4,500$3,930
    4 Bedroom-$2,010$6,250$4,240

    Affordability — Mamaroneck, NY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio6.5
    Median Home Price$993,000
    Median Household Income$128,000

    Mamaroneck, NY — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Larchmont, NY

    10538

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    10528

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    10804

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    10605

    Frequently Asked Questions