Mamaroneck, NY—10543
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mamaroneck, NY
As of Oct '25, the median home price in Mamaroneck, NY is $1,000,000, with a year-over-year change of 6.3%. This indicates that home prices in Mamaroneck, NY are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,000,000 | 6.3% |
| Single Family | $1,141,000 | 7.1% |
| Condos | $378,000 | 4.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $289,000 | 4.3% |
2 Bed | $602,000 | 6.2% |
3 Bed | $920,000 | 6.0% |
4 Bed | $1,379,000 | 8.2% |
| 5 Bed | $2,325,000 | 10.2% |
% of Housing Stock
Rental Trends — Mamaroneck, NY
As of July '25, Rentcast reports the average rent in Mamaroneck, NY is $4,520, with a year-over-year rent change of 2.7%. Per bedroom, the median rent as of July '25 in Mamaroneck, NY is studios: $2,150, 1-bedrooms: $2,740, 2-bedrooms: $4,470, 3-bedrooms: $5,520, 4-bedrooms: $6,960. The most common rental property sizes in Mamaroneck, NY are 2-bedroom and 1-bedroom, accounting for 43.6% and 30.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,200 | $4,520 |
| Studio Rent | $2,100 | $2,150 |
| 1 Bed Rent | $2,450 | $2,740 |
| 2 Bed Rent | $4,200 | $4,470 |
| 3 Bed Rent | $4,500 | $5,520 |
| 4 Bed Rent | $6,250 | $6,960 |
% of Rental Stock
Property Listings — Mamaroneck, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Mamaroneck, NY is 52. This is a increase of 82.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $711,000 | 27.0% |
Listing Count | 72 | 150.0% |
| Listings as % of Homes | 0.3% | 150.0% |
Days on Market | 52 | 82.0% |
Demographics — Mamaroneck, NY
As of the latest ACS Survey released in 2023, Mamaroneck, NY has a population of 21,000, which has increased by 1.5% over the past 5 years. Mamaroneck, NY is a moderately popular place for families, as children make up 23.2% of the population. The area has a highly educated workforce, with 56.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 21,000 | 1.5% |
% Under 18 | 23.2% | 0.9% |
% Seniors | 15.9% | -5.4% |
% WFH | 20.5% | 230.6% |
% w/ College Degree | 56.6% | 7.6% |
As of the latest ACS Survey released in 2023, Mamaroneck, NY is a predominantly white area, with 59.3% of the population identifying as white. The white population has shrunk by 8.3% in the last 5 years. The second most common race or ethnicity in Mamaroneck, NY is hispanic, making up 27.2% of the population. Foreign-born residents account for 27.7% of the population in Mamaroneck, NY, and this percentage has decreased by 5.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 59.3% | -8.3% |
% Black | 5.4% | -5.3% |
% Hispanic | 27.2% | 20.4% |
% Asian | 5.1% | -1.9% |
% Foreign Born | 27.7% | -5.8% |
Mortgage and Risk — Mamaroneck, NY
According to HUD data as of 2023, there were 174 mortgage originations in Mamaroneck, NY, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Mamaroneck, NY. Investor activity is low, as 1.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 174 |
% Conventional Loans | 97.0% |
% Government Loans | 3.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Mamaroneck, NY
As of 2024, the percent of homes in Mamaroneck, NY under the Section 8 program is 7.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Mamaroneck, NY, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 242 |
Total Units Section 8 | 242 |
% Rentals under Section 8 | 7.5% |
% Occupied Section 8 | 92.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $390 | $2,450 | $2,840 |
| 2 Bedroom | -$1,050 | $4,200 | $3,150 |
| 3 Bedroom | -$570 | $4,500 | $3,930 |
| 4 Bedroom | -$2,010 | $6,250 | $4,240 |
Affordability — Mamaroneck, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.6 |
| Median Home Price | $1,000,000 |
| Median Household Income | $128,000 |