Yonkers, NY10701

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$593,000
3.0% YoY Growth
Median Household Income
$63,300
42.1% 5-Year Growth
Days on Market
73
8.0% Longer than last year
Home Price Forecast
1.4%
Median Rent
$2,600
18.8% YoY Growth
1-Bed Rent
$2,100
20.3% YoY Growth
2-Bed Rent
$2,500
33.1% YoY Growth
3-Bed Rent
$3,000
1.6% YoY Growth

Other Zip Codes in Yonkers, NY

Property Listings — Yonkers, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Yonkers, NY is 73. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 8.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$317,00039.0%
Listing Count
12382.0%
Listings as % of Homes0.2%82.0%
Days on Market
738.0%
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Demographics — Yonkers, NY

As of the latest ACS Survey released in 2023, Yonkers, NY has a population of 70,100, which has increased by 18.1% over the past 5 years. Yonkers, NY is a moderately popular place for families, as children make up 23.5% of the population. The area has a moderately educated workforce, with 29.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
70,10018.1%
% Under 18
23.5%0.4%
% Seniors
12.9%-12.8%
% WFH
9.5%239.3%
% w/ College Degree
29.5%13.9%
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As of the latest ACS Survey released in 2023, Yonkers, NY is a predominantly hispanic area, with 51.6% of the population identifying as hispanic. The hispanic population has grown by 20.6% in the last 5 years. The second most common race or ethnicity in Yonkers, NY is black, making up 22.6% of the population. Foreign-born residents account for 35.0% of the population in Yonkers, NY, and this percentage has increased by 10.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
20.7%-23.0%
% Black
22.6%-20.1%
% Hispanic
51.6%20.6%
% Asian
3.1%-39.2%
% Foreign Born
35.0%10.8%
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Mortgage and Risk — Yonkers, NY

According to HUD data as of 2023, there were 254 mortgage originations in Yonkers, NY, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Yonkers, NY. Investor activity is low, as 7.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
254
% Conventional Loans
82.0%
% Government Loans
18.0%
% Investor Loans
7.0%
% Second Loans
0.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Yonkers, NY

As of 2024, the percent of homes in Yonkers, NY under the Section 8 program is 29.4%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Yonkers, NY, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
5,983
Total Units Section 8
5,834
% Rentals under Section 8
29.4%
% Occupied Section 8
87.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$340$2,100$2,440
2 Bedroom$200$2,500$2,700
3 Bedroom$360$3,000$3,360
4 Bedroom$730$2,900$3,630

Affordability — Yonkers, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio8.3
Median Home Price$593,000
Median Household Income$63,300

Yonkers, NY — ZIP Code Boundary Map

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Frequently Asked Questions