Chester, NY 10918 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Chester, NY—10918

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$512,000

2.9% YoY Growth

Household Income

$147,000

41.9% YoY Growth

Days on Market

47

24.0% Shorter YoY

Home Price Forecast

N/A

Median Rent

$2,450

12.9% YoY Growth

1-Bed Rent

$1,700

0.0% YoY Growth

2-Bed Rent

$2,400

2.2% YoY Growth

3-Bed Rent

$2,950

13.4% YoY Growth

Home Price Trends — Chester, NY

Chester, NY lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$512,000	2.9%
Single Family	$542,000	2.7%
Condos	$323,000	-0.6%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Chester, NY

As of July '25, Rentcast reports the average rent in Chester, NY is $2,440, with a year-over-year rent change of -12.9%. Per bedroom, the median rent as of July '25 in Chester, NY is 1-bedrooms: $1,860, 2-bedrooms: $2,330, 3-bedrooms: $2,770, 4-bedrooms: $3,800. The most common rental property sizes in Chester, NY are 1-bedroom and 3-bedroom, accounting for 41.3% and 38.5% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,450	$2,440
Studio Rent	N/A	N/A
1 Bed Rent	$1,700	$1,860
2 Bed Rent	$2,400	$2,330
3 Bed Rent	$2,950	$2,770
4 Bed Rent	$3,800	$3,800

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% of Rental Stock

Studio

2.6%

1 Bedroom

41.3%

2 Bedrooms

16.5%

3 Bedrooms

38.5%

4 Bedrooms

0.5%

5+ Bedrooms

0.5%

Property Listings — Chester, NY

As of Dec '25, Realtor.com reports that the median days on market for a home in Chester, NY is 74. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$666,000	6.0%
Listing Count	31	-11.0%
Listings as % of Homes	0.7%	-11.0%
Days on Market	47	-24.0%

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Demographics — Chester, NY

As of the latest ACS Survey released in 2023, Chester, NY has a population of 11,900, which has decreased by -2.8% over the past 5 years. Chester, NY is a moderately popular place for families, as children make up 21.9% of the population. The area has a moderately educated workforce, with 41.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.3% reporting working from home.

Metric	Latest Census	YoY % Change
Population	11,900	-2.8%
% Under 18	21.9%	-4.8%
% Seniors	15.2%	36.9%
% WFH	14.3%	83.3%
% w/ College Degree	41.1%	34.8%

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As of the latest ACS Survey released in 2023, Chester, NY is a predominantly white area, with 66.3% of the population identifying as white. The white population has grown by 1.8% in the last 5 years. The second most common race or ethnicity in Chester, NY is hispanic, making up 21.1% of the population. Foreign-born residents account for 8.4% of the population in Chester, NY, and this percentage has decreased by 4.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	66.3%	1.8%
% Black	4.0%	-57.9%
% Hispanic	21.1%	-1.9%
% Asian	3.2%	10.3%
% Foreign Born	8.4%	-4.5%

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Mortgage and Risk — Chester, NY

According to HUD data as of 2023, there were 226 mortgage originations in Chester, NY, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Chester, NY. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	226
% Conventional Loans	91.0%
% Government Loans	9.0%
% Investor Loans	1.0%
% Second Loans	1.0%
% Cash Out Refinance	13.0%

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Rentals and Section 8 — Chester, NY

As of 2024, the percent of homes in Chester, NY under the Section 8 program is 1.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Chester, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD	12
Total Units Section 8	12
% Rentals under Section 8	1.7%
% Occupied Section 8	90.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$60	$1,700	$1,640
2 Bedroom	-$300	$2,400	$2,100
3 Bedroom	-$270	$2,950	$2,680
4 Bedroom	-$900	$3,800	$2,900

Chester, NY—10918

Key Metrics at a Glance

Home Price Trends — Chester, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Chester, NY

% of Rental Stock

Property Listings — Chester, NY

Demographics — Chester, NY

Race and Ethnicity

Mortgage and Risk — Chester, NY

Mortgages

Rentals and Section 8 — Chester, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Chester, NY

Home Price to Income Ratio

Chester, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Monroe, NY

Blooming Grove

Goshen, NY

Campbell Hall, NY

Florida, NY

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3
Median Home Price	$512,000
Median Household Income	$147,000

Chester, NY—10918

Key Metrics at a Glance

Home Price Trends — Chester, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Chester, NY

% of Rental Stock

Property Listings — Chester, NY

Demographics — Chester, NY

Race and Ethnicity

Mortgage and Risk — Chester, NY

Mortgages

Rentals and Section 8 — Chester, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Chester, NY

Home Price to Income Ratio

Chester, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Monroe, NY

Blooming Grove

Goshen, NY

Campbell Hall, NY

Florida, NY

Frequently Asked Questions

What is the average home price in Chester, NY 10918?

How have home prices in Chester, NY 10918 changed over the past year?

What is the home price projection for Chester, NY 10918?

What are the demographics of Chester, NY 10918?

How long does it take homes to sell in Chester, NY 10918?

What is the average rent price in Chester, NY 10918?