Goshen, NY10924

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$554,000
3.9% YoY Growth
Median Household Income
$115,000
12.5% 5-Year Growth
Days on Market
38
32.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$2,800
9.4% YoY Growth
1-Bed Rent
$1,800
5.7% YoY Growth
2-Bed Rent
$2,800
4.6% YoY Growth
3-Bed Rent
$3,400
4.0% YoY Growth

Property Listings — Goshen, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Goshen, NY is 38. This is a increase of 32.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$729,0003.0%
Listing Count
7174.0%
Listings as % of Homes0.4%74.0%
Days on Market
3832.0%
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Demographics — Goshen, NY

As of the latest ACS Survey released in 2023, Goshen, NY has a population of 13,600, which has increased by 1.7% over the past 5 years. Goshen, NY is a moderately popular place for families, as children make up 20.2% of the population. The area has a moderately educated workforce, with 41.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
13,6001.7%
% Under 18
20.2%-4.3%
% Seniors
21.5%18.1%
% WFH
16.0%131.9%
% w/ College Degree
41.6%4.8%
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As of the latest ACS Survey released in 2023, Goshen, NY is a predominantly white area, with 70.8% of the population identifying as white. The white population has shrunk by 8.9% in the last 5 years. The second most common race or ethnicity in Goshen, NY is hispanic, making up 20.7% of the population. Foreign-born residents account for 11.2% of the population in Goshen, NY, and this percentage has increased by 17.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
70.8%-8.9%
% Black
4.3%16.2%
% Hispanic
20.7%36.2%
% Asian
2.8%-3.4%
% Foreign Born
11.2%17.9%
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Mortgage and Risk — Goshen, NY

According to HUD data as of 2023, there were 174 mortgage originations in Goshen, NY, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Goshen, NY. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
174
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Goshen, NY

As of 2024, the percent of homes in Goshen, NY under the Section 8 program is 6.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Goshen, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
61
Total Units Section 8
61
% Rentals under Section 8
6.2%
% Occupied Section 8
90.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$360$1,800$1,440
2 Bedroom-$960$2,800$1,840
3 Bedroom-$1,050$3,400$2,350
4 Bedroom-$1,960$4,500$2,540

Affordability — Goshen, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.2
Median Home Price$554,000
Median Household Income$115,000

Goshen, NY — ZIP Code Boundary Map

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Frequently Asked Questions