Harriman, NY10926

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$361,000
0.3% YoY Growth
Median Household Income
$98,100
21.7% 5-Year Growth
Days on Market
43
13.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$2,350
0.8% YoY Growth
1-Bed Rent
$1,800
N/A
2-Bed Rent
$2,350
0.0% YoY Growth
3-Bed Rent
$2,900
3.6% YoY Growth

Property Listings — Harriman, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Harriman, NY is 43. This is a decrease of -13.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$413,000-4.0%
Listing Count
1868.0%
Listings as % of Homes0.3%68.0%
Days on Market
43-13.0%
Loading chart...

Demographics — Harriman, NY

As of the latest ACS Survey released in 2023, Harriman, NY has a population of 3,740, which has increased by 7.9% over the past 5 years. Harriman, NY is a moderately popular place for families, as children make up 25.0% of the population. The area has a moderately educated workforce, with 43.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,7407.9%
% Under 18
25.0%5.5%
% Seniors
16.8%63.1%
% WFH
14.4%1,209.1%
% w/ College Degree
43.5%23.2%
Loading chart...

As of the latest ACS Survey released in 2023, Harriman, NY is a predominantly white area, with 43.4% of the population identifying as white. The white population has shrunk by 7.5% in the last 5 years. The second most common race or ethnicity in Harriman, NY is hispanic, making up 35.9% of the population. Foreign-born residents account for 21.2% of the population in Harriman, NY, and this percentage has decreased by 17.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
43.4%-7.5%
% Black
11.0%-46.3%
% Hispanic
35.9%50.2%
% Asian
8.4%13.5%
% Foreign Born
21.2%-17.2%
Loading chart...

Mortgage and Risk — Harriman, NY

According to HUD data as of 2023, there were 66 mortgage originations in Harriman, NY, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Harriman, NY. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
66
% Conventional Loans
95.0%
% Government Loans
5.0%
% Investor Loans
2.0%
% Second Loans
5.0%
% Cash Out Refinance
11.0%

Loan Activity

Loading chart...
Loading chart...

Rentals and Section 8 — Harriman, NY

As of 2024, the percent of homes in Harriman, NY under the Section 8 program is 0.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Harriman, NY, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
2
Total Units Section 8
2
% Rentals under Section 8
0.4%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$130$1,800$1,930
2 Bedroom$120$2,350$2,470
3 Bedroom$250$2,900$3,150
4 Bedroom$310$3,100$3,410

Affordability — Harriman, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.3
Median Home Price$361,000
Median Household Income$98,100

Harriman, NY — ZIP Code Boundary Map

Loading map...

Frequently Asked Questions