Orangeburg, NY—10962
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Orangeburg, NY
As of Oct '25, the median home price in Orangeburg, NY is $720,000, with a year-over-year change of 3.0%. This indicates that home prices in Orangeburg, NY are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $720,000 | 3.0% |
| Single Family | $730,000 | 3.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $667,000 | 3.7% |
4 Bed | $785,000 | 3.3% |
| 5 Bed | $943,000 | 3.1% |
% of Housing Stock
Rental Trends — Orangeburg, NY
As of July '25, Rentcast reports the average rent in Orangeburg, NY is $5,000, with a year-over-year rent change of 122.2%. Per bedroom, the median rent as of July '25 in Orangeburg, NY is 3-bedrooms: $5,000, 4-bedrooms: $5,000. The most common rental property sizes in Orangeburg, NY are 1-bedroom and 3-bedroom, accounting for 54.6% and 19.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $5,000 | $5,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $5,000 | $5,000 |
| 4 Bed Rent | $5,000 | $5,000 |
% of Rental Stock
Property Listings — Orangeburg, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Orangeburg, NY is 31. This is a decrease of -39.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $733,000 | 4.0% |
Listing Count | 9 | 27.0% |
| Listings as % of Homes | 0.3% | 27.0% |
Days on Market | 31 | -39.0% |
Demographics — Orangeburg, NY
As of the latest ACS Survey released in 2023, Orangeburg, NY has a population of 4,920, which has decreased by -7.4% over the past 5 years. Orangeburg, NY is a moderately popular place for families, as children make up 16.4% of the population. The area has a highly educated workforce, with 55.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,920 | -7.4% |
% Under 18 | 16.4% | -4.1% |
% Seniors | 25.6% | 34.0% |
% WFH | 13.4% | 211.6% |
% w/ College Degree | 55.7% | 17.5% |
As of the latest ACS Survey released in 2023, Orangeburg, NY is a predominantly white area, with 61.7% of the population identifying as white. The white population has shrunk by 16.2% in the last 5 years. The second most common race or ethnicity in Orangeburg, NY is hispanic, making up 16.2% of the population. Foreign-born residents account for 21.9% of the population in Orangeburg, NY, and this percentage has increased by 11.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 61.7% | -16.2% |
% Black | 4.8% | 4.3% |
% Hispanic | 16.2% | 88.4% |
% Asian | 15.5% | 20.2% |
% Foreign Born | 21.9% | 11.7% |
Mortgage and Risk — Orangeburg, NY
According to HUD data as of 2023, there were 35 mortgage originations in Orangeburg, NY, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Orangeburg, NY. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 35 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Orangeburg, NY
Orangeburg, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | 3.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,210 |
| 2 Bedroom | N/A | N/A | $2,480 |
| 3 Bedroom | -$1,900 | $5,000 | $3,100 |
| 4 Bedroom | -$1,670 | $5,000 | $3,330 |
Affordability — Orangeburg, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $720,000 |
| Median Household Income | $171,000 |