Warwick, NY—10990
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Warwick, NY
Warwick, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $558,000 | 3.4% |
| Single Family | $570,000 | 3.6% |
| Condos | $379,000 | 3.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $312,000 | 4.3% |
2 Bed | $395,000 | 1.8% |
3 Bed | $505,000 | 3.3% |
4 Bed | $721,000 | 2.7% |
| 5 Bed | $785,000 | 0.9% |
% of Housing Stock
Rental Trends — Warwick, NY
As of July '25, Rentcast reports the average rent in Warwick, NY is $2,810, with a year-over-year rent change of 8.5%. Per bedroom, the median rent as of July '25 in Warwick, NY is studios: $1,850, 1-bedrooms: $1,890, 2-bedrooms: $2,520, 3-bedrooms: $3,360, 4-bedrooms: $4,610. The most common rental property sizes in Warwick, NY are 1-bedroom and 2-bedroom, accounting for 54.6% and 21.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,600 | $2,810 |
| Studio Rent | $1,850 | $1,850 |
| 1 Bed Rent | $1,850 | $1,890 |
| 2 Bed Rent | $2,650 | $2,520 |
| 3 Bed Rent | $3,000 | $3,360 |
| 4 Bed Rent | $3,450 | $4,610 |
% of Rental Stock
Property Listings — Warwick, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Warwick, NY is 38. This is a decrease of -14.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 5.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $680,000 | -10.0% |
Listing Count | 111 | 58.0% |
| Listings as % of Homes | 0.5% | 58.0% |
Days on Market | 38 | -14.0% |
Demographics — Warwick, NY
As of the latest ACS Survey released in 2023, Warwick, NY has a population of 20,400, which has increased by 1.8% over the past 5 years. Warwick, NY is a moderately popular place for families, as children make up 19.4% of the population. The area has a highly educated workforce, with 49.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 20,400 | 1.8% |
% Under 18 | 19.4% | -7.6% |
% Seniors | 21.0% | 5.5% |
% WFH | 18.2% | 156.3% |
% w/ College Degree | 49.7% | 12.4% |
As of the latest ACS Survey released in 2023, Warwick, NY is a predominantly white area, with 83.8% of the population identifying as white. The white population has grown by 3.5% in the last 5 years. The second most common race or ethnicity in Warwick, NY is hispanic, making up 9.3% of the population. Foreign-born residents account for 8.2% of the population in Warwick, NY, and this percentage has increased by 24.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.8% | 3.5% |
% Black | 2.8% | -58.2% |
% Hispanic | 9.3% | 13.4% |
% Asian | 1.6% | -36.0% |
% Foreign Born | 8.2% | 24.2% |
Mortgage and Risk — Warwick, NY
According to HUD data as of 2023, there were 352 mortgage originations in Warwick, NY, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Warwick, NY. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 352 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Warwick, NY
As of 2024, the percent of homes in Warwick, NY under the Section 8 program is 6.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Warwick, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 123 |
Total Units Section 8 | 123 |
% Rentals under Section 8 | 6.8% |
% Occupied Section 8 | 96.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$520 | $1,850 | $1,330 |
| 2 Bedroom | -$950 | $2,650 | $1,700 |
| 3 Bedroom | -$830 | $3,000 | $2,170 |
| 4 Bedroom | -$1,100 | $3,450 | $2,350 |
Affordability — Warwick, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $558,000 |
| Median Household Income | $123,000 |