St. Albans, New York, NY—11412
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in St. Albans, New York, NY
Home Price Trends — St. Albans, New York, NY
As of Oct '25, the median home price in St. Albans, New York, NY is $714,000, with a year-over-year change of 2.4%. This indicates that home prices in St. Albans, New York, NY are increasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $714,000 | 2.4% |
| Single Family | $714,000 | 2.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $642,000 | -1.5% |
3 Bed | $704,000 | 2.8% |
4 Bed | $760,000 | 4.8% |
| 5 Bed | $829,000 | 3.9% |
% of Housing Stock
Rental Trends — St. Albans, New York, NY
As of July '25, Rentcast reports the average rent in St. Albans, New York, NY is $3,080, with a year-over-year rent change of 8.8%. Per bedroom, the median rent as of July '25 in St. Albans, New York, NY is studios: $2,260, 1-bedrooms: $2,100, 2-bedrooms: $2,580, 3-bedrooms: $3,450, 4-bedrooms: $3,600. The most common rental property sizes in St. Albans, New York, NY are 2-bedroom and 1-bedroom, accounting for 42.0% and 24.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,200 | $3,080 |
| Studio Rent | $2,000 | $2,260 |
| 1 Bed Rent | $2,200 | $2,100 |
| 2 Bed Rent | $2,400 | $2,580 |
| 3 Bed Rent | $3,500 | $3,450 |
| 4 Bed Rent | $3,500 | $3,600 |
% of Rental Stock
Property Listings — St. Albans, New York, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in St. Albans, New York, NY is 81. This is a decrease of -18.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $756,000 | 12.0% |
Listing Count | 93 | 27.0% |
| Listings as % of Homes | 0.7% | 27.0% |
Days on Market | 81 | -18.0% |
Demographics — St. Albans, New York, NY
As of the latest ACS Survey released in 2023, St. Albans, New York, NY has a population of 41,400, which has increased by 10.4% over the past 5 years. St. Albans, New York, NY is a moderately popular place for families, as children make up 20.5% of the population. The area has a moderately educated workforce, with 25.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 41,400 | 10.4% |
% Under 18 | 20.5% | -0.5% |
% Seniors | 15.7% | 6.8% |
% WFH | 9.1% | 279.2% |
% w/ College Degree | 25.2% | 5.9% |
As of the latest ACS Survey released in 2023, St. Albans, New York, NY is a predominantly black area, with 79.4% of the population identifying as black. The black population has shrunk by 11.8% in the last 5 years. The second most common race or ethnicity in St. Albans, New York, NY is hispanic, making up 8.6% of the population. Foreign-born residents account for 41.7% of the population in St. Albans, New York, NY, and this percentage has increased by 16.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 1.1% | 37.5% |
% Black | 79.4% | -11.8% |
% Hispanic | 8.6% | 68.6% |
% Asian | 4.2% | 75.0% |
% Foreign Born | 41.7% | 16.8% |
Mortgage and Risk — St. Albans, New York, NY
According to HUD data as of 2023, there were 318 mortgage originations in St. Albans, New York, NY, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in St. Albans, New York, NY. Investor activity is low, as 1.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 318 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — St. Albans, New York, NY
As of 2024, the percent of homes in St. Albans, New York, NY under the Section 8 program is 11.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in St. Albans, New York, NY, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 402 |
Total Units Section 8 | 364 |
% Rentals under Section 8 | 11.9% |
% Occupied Section 8 | 89.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $80 | $2,200 | $2,280 |
| 2 Bedroom | $120 | $2,400 | $2,520 |
| 3 Bedroom | -$360 | $3,500 | $3,140 |
| 4 Bedroom | -$110 | $3,500 | $3,390 |
Affordability — St. Albans, New York, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.9 |
| Median Home Price | $714,000 |
| Median Household Income | $98,400 |