Baldwin, NY11510

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$697,000
4.5% YoY Growth
Median Household Income
$141,000
29.8% 5-Year Growth
Days on Market
57
6.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$2,800
5.8% YoY Growth
1-Bed Rent
$2,100
11.7% YoY Growth
2-Bed Rent
$2,800
2.0% YoY Growth
3-Bed Rent
$2,150
26.5% YoY Growth

Property Listings — Baldwin, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Baldwin, NY is 57. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$704,0002.0%
Listing Count
13855.0%
Listings as % of Homes0.8%55.0%
Days on Market
576.0%
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Demographics — Baldwin, NY

As of the latest ACS Survey released in 2023, Baldwin, NY has a population of 34,800, which has increased by 4.0% over the past 5 years. Baldwin, NY is a moderately popular place for families, as children make up 20.6% of the population. The area has a moderately educated workforce, with 43.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
34,8004.0%
% Under 18
20.6%-6.8%
% Seniors
16.5%18.7%
% WFH
10.0%85.2%
% w/ College Degree
43.0%7.2%
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As of the latest ACS Survey released in 2023, Baldwin, NY is a predominantly black area, with 42.1% of the population identifying as black. The black population has grown by 27.6% in the last 5 years. The second most common race or ethnicity in Baldwin, NY is white, making up 27.7% of the population. Foreign-born residents account for 25.2% of the population in Baldwin, NY, and this percentage has decreased by 1.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
27.7%-27.5%
% Black
42.1%27.6%
% Hispanic
21.6%-11.5%
% Asian
3.5%-7.9%
% Foreign Born
25.2%-1.9%
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Mortgage and Risk — Baldwin, NY

According to HUD data as of 2023, there were 440 mortgage originations in Baldwin, NY, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Baldwin, NY. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
440
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Baldwin, NY

Baldwin, NY lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
324
Total Units Section 8
239
% Rentals under Section 8
17.4%
% Occupied Section 8
90.1%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$10$2,100$2,110
2 Bedroom-$360$2,800$2,440
3 Bedroom$1,010$2,150$3,160
4 BedroomN/AN/A$3,390

Affordability — Baldwin, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.3
Median Home Price$697,000
Median Household Income$141,000

Baldwin, NY — ZIP Code Boundary Map

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Frequently Asked Questions