Bay Shore, NY—11706
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bay Shore, NY
As of Oct '25, the median home price in Bay Shore, NY is $622,000, with a year-over-year change of 0.9%. This indicates that home prices in Bay Shore, NY are flat. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $622,000 | 0.9% |
| Single Family | $622,000 | 0.3% |
| Condos | $639,000 | 1.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $547,000 | 1.9% |
3 Bed | $605,000 | 1.3% |
4 Bed | $658,000 | 1.9% |
| 5 Bed | $715,000 | 2.9% |
% of Housing Stock
Rental Trends — Bay Shore, NY
As of July '25, Rentcast reports the average rent in Bay Shore, NY is $2,650, with a year-over-year rent change of -9.9%. Per bedroom, the median rent as of July '25 in Bay Shore, NY is studios: $2,000, 1-bedrooms: $2,310, 2-bedrooms: $2,840, 3-bedrooms: $3,740, 4-bedrooms: $4,940. The most common rental property sizes in Bay Shore, NY are 1-bedroom and 2-bedroom, accounting for 30.6% and 29.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,650 |
| Studio Rent | $1,980 | $2,000 |
| 1 Bed Rent | $2,380 | $2,310 |
| 2 Bed Rent | $2,900 | $2,840 |
| 3 Bed Rent | $3,400 | $3,740 |
| 4 Bed Rent | $5,000 | $4,940 |
% of Rental Stock
Property Listings — Bay Shore, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Bay Shore, NY is 36. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $636,000 | -2.0% |
Listing Count | 158 | 18.0% |
| Listings as % of Homes | 0.4% | 18.0% |
Days on Market | 36 | 15.0% |
Demographics — Bay Shore, NY
As of the latest ACS Survey released in 2023, Bay Shore, NY has a population of 68,600, which has remained stable by -0.2% over the past 5 years. Bay Shore, NY is a moderately popular place for families, as children make up 25.0% of the population. The area has a moderately educated workforce, with 26.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 68,600 | -0.2% |
% Under 18 | 25.0% | -3.1% |
% Seniors | 12.5% | 14.7% |
% WFH | 6.1% | 103.3% |
% w/ College Degree | 26.4% | -1.5% |
As of the latest ACS Survey released in 2023, Bay Shore, NY is a predominantly hispanic area, with 45.6% of the population identifying as hispanic. The hispanic population has grown by 2.9% in the last 5 years. The second most common race or ethnicity in Bay Shore, NY is white, making up 32.9% of the population. Foreign-born residents account for 31.7% of the population in Bay Shore, NY, and this percentage has increased by 17.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 32.9% | -5.5% |
% Black | 11.3% | -36.9% |
% Hispanic | 45.6% | 2.9% |
% Asian | 6.2% | 113.8% |
% Foreign Born | 31.7% | 17.0% |
Mortgage and Risk — Bay Shore, NY
According to HUD data as of 2023, there were 651 mortgage originations in Bay Shore, NY, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Bay Shore, NY. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 651 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 2.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Bay Shore, NY
As of 2024, the percent of homes in Bay Shore, NY under the Section 8 program is 20.6%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Bay Shore, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 1,003 |
Total Units Section 8 | 991 |
% Rentals under Section 8 | 20.6% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$340 | $2,380 | $2,040 |
| 2 Bedroom | -$550 | $2,900 | $2,350 |
| 3 Bedroom | -$350 | $3,400 | $3,050 |
| 4 Bedroom | -$1,740 | $5,000 | $3,260 |
Affordability — Bay Shore, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.9 |
| Median Home Price | $622,000 |
| Median Household Income | $115,000 |