Setauket, NY—11733
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Setauket, NY
As of Oct '25, the median home price in Setauket, NY is $817,000, with a year-over-year change of 3.2%. This indicates that home prices in Setauket, NY are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $817,000 | 3.2% |
| Single Family | $841,000 | 3.3% |
| Condos | $666,000 | -0.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $669,000 | 1.4% |
3 Bed | $711,000 | 3.3% |
4 Bed | $865,000 | 4.1% |
| 5 Bed | $1,115,000 | 4.5% |
% of Housing Stock
Rental Trends — Setauket, NY
As of July '25, Rentcast reports the average rent in Setauket, NY is $4,460, with a year-over-year rent change of 10.7%. Per bedroom, the median rent as of July '25 in Setauket, NY is 1-bedrooms: $2,110, 2-bedrooms: $4,040, 3-bedrooms: $4,350, 4-bedrooms: $5,220. The most common rental property sizes in Setauket, NY are 3-bedroom and 4-bedroom, accounting for 39.2% and 27.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,300 | $4,460 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,200 | $2,110 |
| 2 Bed Rent | $3,980 | $4,040 |
| 3 Bed Rent | $4,000 | $4,350 |
| 4 Bed Rent | $5,500 | $5,220 |
% of Rental Stock
Property Listings — Setauket, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Setauket, NY is 52. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $920,000 | 12.0% |
Listing Count | 76 | 25.0% |
| Listings as % of Homes | 0.8% | 25.0% |
Days on Market | 52 | -7.0% |
Demographics — Setauket, NY
As of the latest ACS Survey released in 2023, Setauket, NY has a population of 17,400, which has increased by 5.2% over the past 5 years. Setauket, NY is a moderately popular place for families, as children make up 22.8% of the population. The area has a highly educated workforce, with 62.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 17,400 | 5.2% |
% Under 18 | 22.8% | 6.5% |
% Seniors | 19.3% | -5.4% |
% WFH | 17.4% | 185.2% |
% w/ College Degree | 62.9% | 0.5% |
As of the latest ACS Survey released in 2023, Setauket, NY is a predominantly white area, with 77.4% of the population identifying as white. The white population has shrunk by 3.0% in the last 5 years. The second most common race or ethnicity in Setauket, NY is asian, making up 8.4% of the population. Foreign-born residents account for 11.8% of the population in Setauket, NY, and this percentage has decreased by 20.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 77.4% | -3.0% |
% Black | 1.7% | -5.6% |
% Hispanic | 8.2% | 54.7% |
% Asian | 8.4% | -25.7% |
% Foreign Born | 11.8% | -20.8% |
Mortgage and Risk — Setauket, NY
According to HUD data as of 2023, there were 247 mortgage originations in Setauket, NY, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Setauket, NY. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 247 |
% Conventional Loans | 95.0% |
% Government Loans | 5.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Setauket, NY
As of 2024, the percent of homes in Setauket, NY under the Section 8 program is 0.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Setauket, NY, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 0.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $420 | $2,200 | $2,620 |
| 2 Bedroom | -$960 | $3,980 | $3,020 |
| 3 Bedroom | -$90 | $4,000 | $3,910 |
| 4 Bedroom | -$1,310 | $5,500 | $4,190 |
Affordability — Setauket, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $817,000 |
| Median Household Income | $175,000 |