Stony Brook, NY11790

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$743,000
2.1% YoY Growth
Median Household Income
$158,000
15.0% 5-Year Growth
Days on Market
48
30.0% Longer than last year
Home Price Forecast
1.9%
Median Rent
$4,200
4.4% YoY Growth
1-Bed Rent
$1,200
0.6% YoY Growth
2-Bed Rent
$3,800
21.4% YoY Growth
3-Bed Rent
$3,600
8.4% YoY Growth

Property Listings — Stony Brook, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Stony Brook, NY is 48. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$752,0009.0%
Listing Count
5135.0%
Listings as % of Homes0.6%35.0%
Days on Market
4830.0%
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Demographics — Stony Brook, NY

As of the latest ACS Survey released in 2023, Stony Brook, NY has a population of 19,900, which has increased by 12.7% over the past 5 years. Stony Brook, NY is a less popular place for families, as children make up 13.6% of the population. The area has a highly educated workforce, with 69.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
19,90012.7%
% Under 18
13.6%-18.6%
% Seniors
13.6%-2.2%
% WFH
13.7%95.7%
% w/ College Degree
69.1%4.9%
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As of the latest ACS Survey released in 2023, Stony Brook, NY is a predominantly white area, with 60.0% of the population identifying as white. The white population has shrunk by 10.6% in the last 5 years. The second most common race or ethnicity in Stony Brook, NY is asian, making up 25.4% of the population. Foreign-born residents account for 18.2% of the population in Stony Brook, NY, and this percentage has decreased by 2.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
60.0%-10.6%
% Black
5.9%51.3%
% Hispanic
8.7%26.1%
% Asian
25.4%28.3%
% Foreign Born
18.2%-2.7%
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Mortgage and Risk — Stony Brook, NY

According to HUD data as of 2023, there were 197 mortgage originations in Stony Brook, NY, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Stony Brook, NY. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
197
% Conventional Loans
97.0%
% Government Loans
3.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — Stony Brook, NY

As of 2024, the percent of homes in Stony Brook, NY under the Section 8 program is 0.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Stony Brook, NY, because HUD payments exceed market rent, while 2-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1
Total Units Section 8
1
% Rentals under Section 8
0.2%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$1,560$1,200$2,760
2 Bedroom-$620$3,800$3,180
3 Bedroom$520$3,600$4,120
4 Bedroom$20$4,400$4,420

Affordability — Stony Brook, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$743,000
Median Household Income$158,000

Stony Brook, NY — ZIP Code Boundary Map

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Frequently Asked Questions