Islip, NY11751

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$645,000
1.8% YoY Growth
Median Household Income
$116,000
11.4% 5-Year Growth
Days on Market
46
2.0% Longer than last year
Home Price Forecast
1.7%
Median Rent
$2,890
4.4% YoY Growth
1-Bed Rent
$2,200
3.8% YoY Growth
2-Bed Rent
$2,890
12.0% YoY Growth
3-Bed Rent
$5,000
22.5% YoY Growth

Property Listings — Islip, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Islip, NY is 46. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$624,00013.0%
Listing Count
6842.0%
Listings as % of Homes0.6%42.0%
Days on Market
462.0%
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Demographics — Islip, NY

As of the latest ACS Survey released in 2023, Islip, NY has a population of 13,200, which has decreased by -9.7% over the past 5 years. Islip, NY is a moderately popular place for families, as children make up 17.2% of the population. The area has a moderately educated workforce, with 36.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
13,200-9.7%
% Under 18
17.2%-12.7%
% Seniors
20.2%35.6%
% WFH
6.7%55.8%
% w/ College Degree
36.0%-4.5%
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As of the latest ACS Survey released in 2023, Islip, NY is a predominantly white area, with 75.1% of the population identifying as white. The white population has shrunk by 8.5% in the last 5 years. The second most common race or ethnicity in Islip, NY is hispanic, making up 15.1% of the population. Foreign-born residents account for 8.0% of the population in Islip, NY, and this percentage has decreased by 17.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
75.1%-8.5%
% Black
3.0%11.1%
% Hispanic
15.1%18.9%
% Asian
5.8%241.2%
% Foreign Born
8.0%-17.5%
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Mortgage and Risk — Islip, NY

According to HUD data as of 2023, there were 193 mortgage originations in Islip, NY, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Islip, NY. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
193
% Conventional Loans
85.0%
% Government Loans
15.0%
% Investor Loans
0.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Islip, NY

As of 2024, the percent of homes in Islip, NY under the Section 8 program is 7.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Islip, NY, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
59
Total Units Section 8
58
% Rentals under Section 8
7.6%
% Occupied Section 8
86.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$50$2,200$2,250
2 Bedroom-$290$2,890$2,600
3 Bedroom-$1,630$5,000$3,370
4 Bedroom-$890$4,500$3,610

Affordability — Islip, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5
Median Home Price$645,000
Median Household Income$116,000

Islip, NY — ZIP Code Boundary Map

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Frequently Asked Questions