Port Jefferson, NY11777

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$757,000
0.5% YoY Growth
Median Household Income
$149,000
32.2% 5-Year Growth
Days on Market
38
24.0% Longer than last year
Home Price Forecast
1.8%
Median Rent
$3,010
3.6% YoY Growth
1-Bed Rent
$2,600
10.5% YoY Growth
2-Bed Rent
$3,200
13.8% YoY Growth
3-Bed Rent
$3,600
9.3% YoY Growth

Property Listings — Port Jefferson, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Port Jefferson, NY is 38. This is a increase of 24.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$952,00011.0%
Listing Count
5449.0%
Listings as % of Homes1.0%49.0%
Days on Market
3824.0%
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Demographics — Port Jefferson, NY

As of the latest ACS Survey released in 2023, Port Jefferson, NY has a population of 9,350, which has increased by 4.4% over the past 5 years. Port Jefferson, NY is a moderately popular place for families, as children make up 18.8% of the population. The area has a highly educated workforce, with 68.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
9,3504.4%
% Under 18
18.8%-2.1%
% Seniors
22.6%-3.0%
% WFH
12.7%111.7%
% w/ College Degree
68.7%18.7%
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As of the latest ACS Survey released in 2023, Port Jefferson, NY is a predominantly white area, with 78.5% of the population identifying as white. The white population has shrunk by 5.1% in the last 5 years. The second most common race or ethnicity in Port Jefferson, NY is hispanic, making up 10.8% of the population. Foreign-born residents account for 15.8% of the population in Port Jefferson, NY, and this percentage has decreased by 6.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
78.5%-5.1%
% Black
1.1%-45.0%
% Hispanic
10.8%63.6%
% Asian
6.3%-11.3%
% Foreign Born
15.8%-6.5%
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Mortgage and Risk — Port Jefferson, NY

According to HUD data as of 2023, there were 123 mortgage originations in Port Jefferson, NY, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Port Jefferson, NY. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
123
% Conventional Loans
94.0%
% Government Loans
6.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Port Jefferson, NY

As of 2024, the percent of homes in Port Jefferson, NY under the Section 8 program is 1.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Port Jefferson, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
16
Total Units Section 8
16
% Rentals under Section 8
1.8%
% Occupied Section 8
89.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$260$2,600$2,340
2 Bedroom-$500$3,200$2,700
3 Bedroom-$100$3,600$3,500
4 Bedroom-$1,050$4,800$3,750

Affordability — Port Jefferson, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.7
Median Home Price$757,000
Median Household Income$149,000

Port Jefferson, NY — ZIP Code Boundary Map

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Frequently Asked Questions