Shoreham, NY—11786
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Shoreham, NY
As of Oct '25, the median home price in Shoreham, NY is $732,000, with a year-over-year change of 1.5%. This indicates that home prices in Shoreham, NY are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $732,000 | 1.5% |
| Single Family | $732,000 | 1.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $635,000 | 3.1% |
4 Bed | $753,000 | 3.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Shoreham, NY
As of July '25, Rentcast reports the average rent in Shoreham, NY is $2,400, with a year-over-year rent change of -56.4%. Per bedroom, the median rent as of July '25 in Shoreham, NY is 1-bedrooms: $2,400. The most common rental property sizes in Shoreham, NY are 4-bedroom and 2-bedroom, accounting for 42.5% and 35.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,400 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,400 | $2,400 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Shoreham, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Shoreham, NY is 77. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $762,000 | 3.0% |
Listing Count | 29 | 31.0% |
| Listings as % of Homes | 0.7% | 31.0% |
Days on Market | 77 | 2.0% |
Demographics — Shoreham, NY
As of the latest ACS Survey released in 2023, Shoreham, NY has a population of 6,350, which has increased by 3.9% over the past 5 years. Shoreham, NY is a moderately popular place for families, as children make up 23.0% of the population. The area has a moderately educated workforce, with 43.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,350 | 3.9% |
% Under 18 | 23.0% | -13.9% |
% Seniors | 13.9% | 27.5% |
% WFH | 11.5% | 139.6% |
% w/ College Degree | 43.7% | -8.0% |
As of the latest ACS Survey released in 2023, Shoreham, NY is a predominantly white area, with 83.2% of the population identifying as white. The white population has grown by 0.5% in the last 5 years. The second most common race or ethnicity in Shoreham, NY is hispanic, making up 11.6% of the population. Foreign-born residents account for 5.6% of the population in Shoreham, NY, and this percentage has decreased by 3.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.2% | 0.5% |
% Black | 1.6% | 14.3% |
% Hispanic | 11.6% | 1.8% |
% Asian | 2.7% | -3.6% |
% Foreign Born | 5.6% | -3.4% |
Mortgage and Risk — Shoreham, NY
According to HUD data as of 2023, there were 135 mortgage originations in Shoreham, NY, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Shoreham, NY. Investor activity is low, as 0.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 135 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Shoreham, NY
Shoreham, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 2.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $390 | $2,400 | $2,790 |
| 2 Bedroom | N/A | N/A | $3,220 |
| 3 Bedroom | N/A | N/A | $4,170 |
| 4 Bedroom | N/A | N/A | $4,470 |
Affordability — Shoreham, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $732,000 |
| Median Household Income | $161,000 |