Mastic, NY—11950
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mastic, NY
As of Oct '25, the median home price in Mastic, NY is $495,000, with a year-over-year change of 4.0%. This indicates that home prices in Mastic, NY are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $495,000 | 4.0% |
| Single Family | $495,000 | 3.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $400,000 | 2.8% |
3 Bed | $479,000 | 3.9% |
4 Bed | $543,000 | 3.6% |
| 5 Bed | $560,000 | 4.5% |
% of Housing Stock
Rental Trends — Mastic, NY
As of July '25, Rentcast reports the average rent in Mastic, NY is $2,960, with a year-over-year rent change of -17.1%. Per bedroom, the median rent as of July '25 in Mastic, NY is 1-bedrooms: $2,120, 3-bedrooms: $3,160, 4-bedrooms: $3,000. The most common rental property sizes in Mastic, NY are 3-bedroom and 4-bedroom, accounting for 51.0% and 19.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,000 | $2,960 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,120 | $2,120 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $3,000 | $3,160 |
| 4 Bed Rent | $3,000 | $3,000 |
% of Rental Stock
Property Listings — Mastic, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Mastic, NY is 54. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $510,000 | 10.0% |
Listing Count | 56 | 41.0% |
| Listings as % of Homes | 1.0% | 41.0% |
Days on Market | 54 | 27.0% |
Demographics — Mastic, NY
As of the latest ACS Survey released in 2023, Mastic, NY has a population of 16,900, which has increased by 6.7% over the past 5 years. Mastic, NY is a popular place for families, as children make up 26.7% of the population. The area has a poorly educated workforce, with 15.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,900 | 6.7% |
% Under 18 | 26.7% | 0.0% |
% Seniors | 10.5% | -1.9% |
% WFH | 3.5% | 169.2% |
% w/ College Degree | 15.9% | 6.7% |
As of the latest ACS Survey released in 2023, Mastic, NY is a predominantly white area, with 55.4% of the population identifying as white. The white population has shrunk by 8.4% in the last 5 years. The second most common race or ethnicity in Mastic, NY is hispanic, making up 30.5% of the population. Foreign-born residents account for 17.7% of the population in Mastic, NY, and this percentage has increased by 39.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 55.4% | -8.4% |
% Black | 8.8% | -18.5% |
% Hispanic | 30.5% | 22.0% |
% Asian | 1.5% | 15.4% |
% Foreign Born | 17.7% | 39.4% |
Mortgage and Risk — Mastic, NY
According to HUD data as of 2023, there were 258 mortgage originations in Mastic, NY, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Mastic, NY. Investor activity is low, as 3.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 258 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Mastic, NY
Mastic, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 237 |
Total Units Section 8 | 234 |
% Rentals under Section 8 | 26.4% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $100 | $2,120 | $2,220 |
| 2 Bedroom | N/A | N/A | $2,560 |
| 3 Bedroom | $320 | $3,000 | $3,320 |
| 4 Bedroom | $560 | $3,000 | $3,560 |
Affordability — Mastic, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $495,000 |
| Median Household Income | $106,000 |