Wynantskill, NY—12198
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Wynantskill, NY
As of Oct '25, the median home price in Wynantskill, NY is $331,000, with a year-over-year change of 6.0%. This indicates that home prices in Wynantskill, NY are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $331,000 | 6.0% |
| Single Family | $332,000 | 6.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $247,000 | 6.9% |
3 Bed | $325,000 | 6.6% |
4 Bed | $432,000 | 7.5% |
| 5 Bed | $460,000 | 7.0% |
% of Housing Stock
Rental Trends — Wynantskill, NY
As of July '25, Rentcast reports the average rent in Wynantskill, NY is $1,830, with a year-over-year rent change of 15.8%. Per bedroom, the median rent as of July '25 in Wynantskill, NY is 2-bedrooms: $1,780, 4-bedrooms: $1,950. The most common rental property sizes in Wynantskill, NY are 2-bedroom and 1-bedroom, accounting for 69.1% and 11.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,900 | $1,830 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,650 | $1,780 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $1,950 | $1,950 |
% of Rental Stock
Property Listings — Wynantskill, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Wynantskill, NY is 42. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $450,000 | 36.0% |
Listing Count | 28 | 16.0% |
| Listings as % of Homes | 1.2% | 16.0% |
Days on Market | 42 | 5.0% |
Demographics — Wynantskill, NY
As of the latest ACS Survey released in 2023, Wynantskill, NY has a population of 7,340, which has decreased by -5.6% over the past 5 years. Wynantskill, NY is a moderately popular place for families, as children make up 21.7% of the population. The area has a moderately educated workforce, with 42.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,340 | -5.6% |
% Under 18 | 21.7% | 5.9% |
% Seniors | 18.1% | 15.3% |
% WFH | 16.6% | 172.1% |
% w/ College Degree | 42.3% | 38.7% |
As of the latest ACS Survey released in 2023, Wynantskill, NY is a predominantly white area, with 89.8% of the population identifying as white. The white population has shrunk by 4.4% in the last 5 years. The second most common race or ethnicity in Wynantskill, NY is hispanic, making up 1.8% of the population. Foreign-born residents account for 2.1% of the population in Wynantskill, NY, and this percentage has decreased by 60.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.8% | -4.4% |
% Black | 0.6% | 200.0% |
% Hispanic | 1.8% | -28.0% |
% Asian | 1.3% | 18.2% |
% Foreign Born | 2.1% | -60.4% |
Mortgage and Risk — Wynantskill, NY
According to HUD data as of 2023, there were 100 mortgage originations in Wynantskill, NY, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Wynantskill, NY. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 100 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Wynantskill, NY
Wynantskill, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 53 |
Total Units Section 8 | 52 |
% Rentals under Section 8 | 7.2% |
% Occupied Section 8 | 98.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,090 |
| 2 Bedroom | -$330 | $1,650 | $1,320 |
| 3 Bedroom | N/A | N/A | $1,590 |
| 4 Bedroom | -$200 | $1,950 | $1,750 |
Affordability — Wynantskill, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $331,000 |
| Median Household Income | $113,000 |