Philmont, NY—12565
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Philmont, NY
As of Oct '25, the median home price in Philmont, NY is $328,000, with a year-over-year change of 7.5%. This indicates that home prices in Philmont, NY are increasing. According to Zillow, the 1-year price projection is 3.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $328,000 | 7.6% |
| Single Family | $328,000 | 7.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $333,000 | 8.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Philmont, NY
As of July '25, Rentcast reports the average rent in Philmont, NY is $1,710, with a year-over-year rent change of -2.8%. Per bedroom, the median rent as of July '25 in Philmont, NY is 1-bedrooms: $1,550, 2-bedrooms: $1,700, 3-bedrooms: $1,890. The most common rental property sizes in Philmont, NY are 2-bedroom and 4-bedroom, accounting for 39.7% and 25.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,700 | $1,710 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,600 | $1,550 |
| 2 Bed Rent | $1,700 | $1,700 |
| 3 Bed Rent | $1,980 | $1,890 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Philmont, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Philmont, NY is 95. This is a decrease of -31.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $276,000 | -8.0% |
Listing Count | 5 | -38.0% |
| Listings as % of Homes | 0.7% | -38.0% |
Days on Market | 95 | -31.0% |
Demographics — Philmont, NY
As of the latest ACS Survey released in 2023, Philmont, NY has a population of 1,580, which has increased by 35.2% over the past 5 years. Philmont, NY is a moderately popular place for families, as children make up 22.2% of the population. The area has a moderately educated workforce, with 26.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,580 | 35.2% |
% Under 18 | 22.2% | 5.2% |
% Seniors | 14.5% | -19.0% |
% WFH | 12.1% | 181.4% |
% w/ College Degree | 26.5% | -14.0% |
As of the latest ACS Survey released in 2023, Philmont, NY is a predominantly white area, with 78.6% of the population identifying as white. The white population has shrunk by 12.4% in the last 5 years. The second most common race or ethnicity in Philmont, NY is black, making up 16.5% of the population. Foreign-born residents account for 10.2% of the population in Philmont, NY, and this percentage has increased by 466.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 78.6% | -12.4% |
% Black | 16.5% | 685.7% |
% Hispanic | 3.9% | 50.0% |
% Asian | 0.4% | -77.8% |
% Foreign Born | 10.2% | 466.7% |
Mortgage and Risk — Philmont, NY
Philmont, NY lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Philmont, NY
Philmont, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 52 |
Total Units Section 8 | 52 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$540 | $1,600 | $1,060 |
| 2 Bedroom | -$490 | $1,700 | $1,210 |
| 3 Bedroom | -$520 | $1,980 | $1,460 |
| 4 Bedroom | N/A | N/A | $1,600 |
Affordability — Philmont, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $328,000 |
| Median Household Income | $63,000 |