Poughkeepsie, NY—12601
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Poughkeepsie, NY
Home Price Trends — Poughkeepsie, NY
Poughkeepsie, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $379,000 | 3.8% |
| Single Family | $387,000 | 3.8% |
| Condos | $210,000 | 5.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $183,000 | 3.4% |
2 Bed | $294,000 | 3.2% |
3 Bed | $385,000 | 4.1% |
4 Bed | $442,000 | 4.7% |
| 5 Bed | $468,000 | 3.8% |
% of Housing Stock
Rental Trends — Poughkeepsie, NY
As of July '25, Rentcast reports the average rent in Poughkeepsie, NY is $1,980, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Poughkeepsie, NY is studios: $1,460, 1-bedrooms: $1,700, 2-bedrooms: $1,970, 3-bedrooms: $2,420, 4-bedrooms: $2,800. The most common rental property sizes in Poughkeepsie, NY are 1-bedroom and 2-bedroom, accounting for 37.2% and 28.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,900 | $1,980 |
| Studio Rent | $1,400 | $1,460 |
| 1 Bed Rent | $1,700 | $1,700 |
| 2 Bed Rent | $1,950 | $1,970 |
| 3 Bed Rent | $2,350 | $2,420 |
| 4 Bed Rent | $2,800 | $2,800 |
% of Rental Stock
Property Listings — Poughkeepsie, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Poughkeepsie, NY is 43. This is a decrease of -6.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $400,000 | 6.0% |
Listing Count | 113 | 77.0% |
| Listings as % of Homes | 0.5% | 77.0% |
Days on Market | 43 | -6.0% |
Demographics — Poughkeepsie, NY
As of the latest ACS Survey released in 2023, Poughkeepsie, NY has a population of 44,700, which has increased by 7.6% over the past 5 years. Poughkeepsie, NY is a moderately popular place for families, as children make up 18.6% of the population. The area has a moderately educated workforce, with 30.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 44,700 | 7.6% |
% Under 18 | 18.6% | -3.6% |
% Seniors | 16.1% | 19.3% |
% WFH | 9.3% | 158.3% |
% w/ College Degree | 30.0% | 20.0% |
As of the latest ACS Survey released in 2023, Poughkeepsie, NY is a predominantly white area, with 43.8% of the population identifying as white. The white population has shrunk by 11.9% in the last 5 years. The second most common race or ethnicity in Poughkeepsie, NY is black, making up 24.8% of the population. Foreign-born residents account for 18.8% of the population in Poughkeepsie, NY, and this percentage has increased by 15.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 43.8% | -11.9% |
% Black | 24.8% | -12.4% |
% Hispanic | 21.9% | 45.0% |
% Asian | 2.8% | 7.7% |
% Foreign Born | 18.8% | 15.3% |
Mortgage and Risk — Poughkeepsie, NY
According to HUD data as of 2023, there were 277 mortgage originations in Poughkeepsie, NY, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Poughkeepsie, NY. Investor activity is low, as 4.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 277 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Poughkeepsie, NY
As of 2024, the percent of homes in Poughkeepsie, NY under the Section 8 program is 23.6%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Poughkeepsie, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 2,661 |
Total Units Section 8 | 2,237 |
% Rentals under Section 8 | 23.6% |
% Occupied Section 8 | 84.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$410 | $1,700 | $1,290 |
| 2 Bedroom | -$300 | $1,950 | $1,650 |
| 3 Bedroom | -$250 | $2,350 | $2,100 |
| 4 Bedroom | -$490 | $2,800 | $2,310 |
Affordability — Poughkeepsie, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.9 |
| Median Home Price | $379,000 |
| Median Household Income | $64,800 |