Poughkeepsie, NY—12603
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Poughkeepsie, NY
Home Price Trends — Poughkeepsie, NY
Poughkeepsie, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $428,000 | 3.9% |
| Single Family | $436,000 | 3.8% |
| Condos | $260,000 | 4.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $188,000 | 1.1% |
2 Bed | $320,000 | 3.9% |
3 Bed | $417,000 | 3.5% |
4 Bed | $514,000 | 4.0% |
| 5 Bed | $536,000 | 4.3% |
% of Housing Stock
Rental Trends — Poughkeepsie, NY
As of July '25, Rentcast reports the average rent in Poughkeepsie, NY is $2,360, with a year-over-year rent change of -13.9%. Per bedroom, the median rent as of July '25 in Poughkeepsie, NY is studios: $1,650, 1-bedrooms: $1,750, 2-bedrooms: $2,460, 3-bedrooms: $2,940, 4-bedrooms: $3,980. The most common rental property sizes in Poughkeepsie, NY are 1-bedroom and 2-bedroom, accounting for 40.1% and 26.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,150 | $2,360 |
| Studio Rent | $1,500 | $1,650 |
| 1 Bed Rent | $1,800 | $1,750 |
| 2 Bed Rent | $2,400 | $2,460 |
| 3 Bed Rent | $2,900 | $2,940 |
| 4 Bed Rent | $3,950 | $3,980 |
% of Rental Stock
Property Listings — Poughkeepsie, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Poughkeepsie, NY is 44. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $440,000 | 2.0% |
Listing Count | 185 | 80.0% |
| Listings as % of Homes | 1.0% | 80.0% |
Days on Market | 44 | -2.0% |
Demographics — Poughkeepsie, NY
As of the latest ACS Survey released in 2023, Poughkeepsie, NY has a population of 41,500, which has decreased by -2.5% over the past 5 years. Poughkeepsie, NY is a moderately popular place for families, as children make up 18.9% of the population. The area has a highly educated workforce, with 46.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 41,500 | -2.5% |
% Under 18 | 18.9% | -4.1% |
% Seniors | 18.2% | 2.2% |
% WFH | 14.1% | 171.2% |
% w/ College Degree | 46.9% | 16.1% |
As of the latest ACS Survey released in 2023, Poughkeepsie, NY is a predominantly white area, with 64.8% of the population identifying as white. The white population has shrunk by 7.7% in the last 5 years. The second most common race or ethnicity in Poughkeepsie, NY is hispanic, making up 13.2% of the population. Foreign-born residents account for 15.1% of the population in Poughkeepsie, NY, and this percentage has increased by 19.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 64.8% | -7.7% |
% Black | 11.5% | -14.8% |
% Hispanic | 13.2% | 25.7% |
% Asian | 5.8% | 28.9% |
% Foreign Born | 15.1% | 19.8% |
Mortgage and Risk — Poughkeepsie, NY
According to HUD data as of 2023, there were 839 mortgage originations in Poughkeepsie, NY, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Poughkeepsie, NY. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 839 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Poughkeepsie, NY
As of 2024, the percent of homes in Poughkeepsie, NY under the Section 8 program is 4.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Poughkeepsie, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 297 |
Total Units Section 8 | 236 |
% Rentals under Section 8 | 4.8% |
% Occupied Section 8 | 82.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$280 | $1,800 | $1,520 |
| 2 Bedroom | -$460 | $2,400 | $1,940 |
| 3 Bedroom | -$430 | $2,900 | $2,470 |
| 4 Bedroom | -$1,270 | $3,950 | $2,680 |
Affordability — Poughkeepsie, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $428,000 |
| Median Household Income | $104,000 |