Olmstedville, NY12857

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$234,000
3.2% YoY Growth
Median Household Income
$63,900
4.7% 5-Year Growth
Days on Market
86
22.0% Longer than last year
Home Price Forecast
N/A
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Olmstedville, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Olmstedville, NY is 86. This is a increase of 22.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$260,000-10.0%
Listing Count
875.0%
Listings as % of Homes0.5%75.0%
Days on Market
8622.0%
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Demographics — Olmstedville, NY

As of the latest ACS Survey released in 2023, Olmstedville, NY has a population of 613, which has decreased by -2.5% over the past 5 years. Olmstedville, NY is a less popular place for families, as children make up 6.9% of the population. The area has a moderately educated workforce, with 30.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
613-2.5%
% Under 18
6.9%-71.8%
% Seniors
37.8%44.8%
% WFH
10.0%-29.6%
% w/ College Degree
30.7%15.4%
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As of the latest ACS Survey released in 2023, Olmstedville, NY is a predominantly white area, with 95.3% of the population identifying as white. The white population has shrunk by 4.7% in the last 5 years. The second most common race or ethnicity in Olmstedville, NY is hispanic, making up 1.8% of the population. Foreign-born residents account for 0.8% of the population in Olmstedville, NY, and this percentage has decreased by 78.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
95.3%-4.7%
% Black
0.0%N/A
% Hispanic
1.8%∞%
% Asian
0.5%∞%
% Foreign Born
0.8%-78.9%
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Mortgage and Risk — Olmstedville, NY

According to HUD data as of 2023, there were 20 mortgage originations in Olmstedville, NY, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Olmstedville, NY. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
20
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
0.0%
% Second Loans
35.0%
% Cash Out Refinance
0.0%

Loan Activity

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Rentals and Section 8 — Olmstedville, NY

Olmstedville, NY lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
N/A
Total Units Section 8
N/A
% Rentals under Section 8
2.8%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$930
2 BedroomN/AN/A$1,160
3 BedroomN/AN/A$1,500
4 BedroomN/AN/A$1,640

Affordability — Olmstedville, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.5
Median Home Price$234,000
Median Household Income$63,900

Olmstedville, NY — ZIP Code Boundary Map

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Frequently Asked Questions