Plattsburgh, NY—12901
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Plattsburgh, NY
Home Price Trends — Plattsburgh, NY
As of Oct '25, the median home price in Plattsburgh, NY is $241,000, with a year-over-year change of 4.1%. This indicates that home prices in Plattsburgh, NY are increasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $241,000 | 4.1% |
| Single Family | $242,000 | 4.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $153,000 | 3.4% |
2 Bed | $192,000 | 4.3% |
3 Bed | $234,000 | 3.5% |
4 Bed | $304,000 | 4.8% |
| 5 Bed | $340,000 | 5.3% |
% of Housing Stock
Rental Trends — Plattsburgh, NY
As of July '25, Rentcast reports the average rent in Plattsburgh, NY is $1,690, with a year-over-year rent change of 25.2%. Per bedroom, the median rent as of July '25 in Plattsburgh, NY is 1-bedrooms: $2,080, 2-bedrooms: $1,510, 3-bedrooms: $1,300. The most common rental property sizes in Plattsburgh, NY are 2-bedroom and 1-bedroom, accounting for 47.7% and 24.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,400 | $1,690 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,150 | $2,080 |
| 2 Bed Rent | $1,400 | $1,510 |
| 3 Bed Rent | $1,300 | $1,300 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Plattsburgh, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Plattsburgh, NY is 72. This is a increase of 42.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $284,000 | 13.0% |
Listing Count | 91 | 16.0% |
| Listings as % of Homes | 0.3% | 16.0% |
Days on Market | 72 | 42.0% |
Demographics — Plattsburgh, NY
As of the latest ACS Survey released in 2023, Plattsburgh, NY has a population of 32,000, which has decreased by -2.5% over the past 5 years. Plattsburgh, NY is a moderately popular place for families, as children make up 15.7% of the population. The area has a moderately educated workforce, with 33.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 32,000 | -2.5% |
% Under 18 | 15.7% | 1.3% |
% Seniors | 17.2% | 10.3% |
% WFH | 6.5% | 150.0% |
% w/ College Degree | 33.0% | 17.0% |
As of the latest ACS Survey released in 2023, Plattsburgh, NY is a predominantly white area, with 86.8% of the population identifying as white. The white population has shrunk by 3.6% in the last 5 years. The second most common race or ethnicity in Plattsburgh, NY is hispanic, making up 3.8% of the population. Foreign-born residents account for 5.9% of the population in Plattsburgh, NY, and this percentage has increased by 25.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.8% | -3.6% |
% Black | 3.2% | -8.6% |
% Hispanic | 3.8% | 52.0% |
% Asian | 2.9% | 31.8% |
% Foreign Born | 5.9% | 25.5% |
Mortgage and Risk — Plattsburgh, NY
According to HUD data as of 2023, there were 244 mortgage originations in Plattsburgh, NY, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Plattsburgh, NY. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 244 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 2.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Plattsburgh, NY
Plattsburgh, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1,201 |
Total Units Section 8 | 600 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 90.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$200 | $1,150 | $950 |
| 2 Bedroom | -$200 | $1,400 | $1,200 |
| 3 Bedroom | $150 | $1,300 | $1,450 |
| 4 Bedroom | N/A | N/A | $1,590 |
Affordability — Plattsburgh, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $241,000 |
| Median Household Income | $59,400 |