Plattsburgh, NY—12903
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Plattsburgh, NY
Home Price Trends — Plattsburgh, NY
As of Oct '25, the median home price in Plattsburgh, NY is $231,000, with a year-over-year change of 4.3%. This indicates that home prices in Plattsburgh, NY are increasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $231,000 | 4.3% |
| Single Family | $235,000 | 4.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $217,000 | 4.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Plattsburgh, NY
Plattsburgh, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Plattsburgh, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Plattsburgh, NY is 23. This is a decrease of -44.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $232,000 | 25.0% |
Listing Count | 5 | -24.0% |
| Listings as % of Homes | 0.6% | -24.0% |
Days on Market | 23 | -44.0% |
Demographics — Plattsburgh, NY
As of the latest ACS Survey released in 2023, Plattsburgh, NY has a population of 1,740, which has increased by 43.2% over the past 5 years. Plattsburgh, NY is a moderately popular place for families, as children make up 17.4% of the population. The area has a highly educated workforce, with 45.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,740 | 43.2% |
% Under 18 | 17.4% | 22.5% |
% Seniors | 26.7% | -7.0% |
% WFH | 6.2% | 93.8% |
% w/ College Degree | 45.6% | -4.6% |
As of the latest ACS Survey released in 2023, Plattsburgh, NY is a predominantly white area, with 95.3% of the population identifying as white. The white population has grown by 6.2% in the last 5 years. The second most common race or ethnicity in Plattsburgh, NY is asian, making up 1.7% of the population. Foreign-born residents account for 7.8% of the population in Plattsburgh, NY, and this percentage has decreased by 3.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.3% | 6.2% |
% Black | 0.5% | -77.3% |
% Hispanic | 0.5% | -64.3% |
% Asian | 1.7% | -66.0% |
% Foreign Born | 7.8% | -3.7% |
Mortgage and Risk — Plattsburgh, NY
According to HUD data as of 2023, there were 20 mortgage originations in Plattsburgh, NY, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Plattsburgh, NY. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 20 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Plattsburgh, NY
Plattsburgh, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 39 |
Total Units Section 8 | 39 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,330 |
| 2 Bedroom | N/A | N/A | $1,680 |
| 3 Bedroom | N/A | N/A | $2,020 |
| 4 Bedroom | N/A | N/A | $2,230 |
Affordability — Plattsburgh, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $231,000 |
| Median Household Income | $76,900 |