Mooers, NY—12958
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mooers, NY
As of Oct '25, the median home price in Mooers, NY is $178,000, with a year-over-year change of -1.7%. This indicates that home prices in Mooers, NY are decreasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $178,000 | -1.7% |
| Single Family | $178,000 | -0.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $130,000 | -3.7% |
3 Bed | $187,000 | -1.6% |
4 Bed | $196,000 | 0.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mooers, NY
Mooers, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mooers, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Mooers, NY is 132. This is a increase of 97.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $210,000 | 90.0% |
Listing Count | 5 | -22.0% |
| Listings as % of Homes | 0.3% | -22.0% |
Days on Market | 132 | 97.0% |
Demographics — Mooers, NY
As of the latest ACS Survey released in 2023, Mooers, NY has a population of 1,650, which has decreased by -30.1% over the past 5 years. Mooers, NY is a moderately popular place for families, as children make up 19.1% of the population. The area has a poorly educated workforce, with 18.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,650 | -30.1% |
% Under 18 | 19.1% | 43.6% |
% Seniors | 27.0% | 128.8% |
% WFH | 7.1% | 61.4% |
% w/ College Degree | 18.7% | -12.2% |
As of the latest ACS Survey released in 2023, Mooers, NY is a predominantly white area, with 100.0% of the population identifying as white. The white population has grown by 4.5% in the last 5 years. The second most common race or ethnicity in Mooers, NY is black, making up 0.0% of the population. Foreign-born residents account for 0.9% of the population in Mooers, NY, and this percentage has decreased by 60.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 100.0% | 4.5% |
% Black | 0.0% | N/A |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.9% | -60.9% |
Mortgage and Risk — Mooers, NY
According to HUD data as of 2023, there were 62 mortgage originations in Mooers, NY, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Mooers, NY. Investor activity is low, as 3.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 62 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 3.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Mooers, NY
Mooers, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 12 |
Total Units Section 8 | 12 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $920 |
| 2 Bedroom | N/A | N/A | $1,170 |
| 3 Bedroom | N/A | N/A | $1,400 |
| 4 Bedroom | N/A | N/A | $1,550 |
Affordability — Mooers, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $178,000 |
| Median Household Income | $58,500 |