Auburn, NY—13021
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Auburn, NY
As of Oct '25, the median home price in Auburn, NY is $214,000, with a year-over-year change of 1.8%. This indicates that home prices in Auburn, NY are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $214,000 | 1.8% |
| Single Family | $214,000 | 1.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $146,000 | 0.7% |
2 Bed | $177,000 | 2.3% |
3 Bed | $216,000 | 2.4% |
4 Bed | $245,000 | 2.1% |
| 5 Bed | $293,000 | 1.4% |
% of Housing Stock
Rental Trends — Auburn, NY
As of July '25, Rentcast reports the average rent in Auburn, NY is $1,360, with a year-over-year rent change of -26.1%. Per bedroom, the median rent as of July '25 in Auburn, NY is studios: $625, 1-bedrooms: $958, 2-bedrooms: $1,290, 3-bedrooms: $1,520, 4-bedrooms: $1,660. The most common rental property sizes in Auburn, NY are 2-bedroom and 1-bedroom, accounting for 37.5% and 29.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,250 | $1,360 |
| Studio Rent | $625 | $625 |
| 1 Bed Rent | $950 | $958 |
| 2 Bed Rent | $1,200 | $1,290 |
| 3 Bed Rent | $1,400 | $1,520 |
| 4 Bed Rent | $525 | $1,660 |
% of Rental Stock
Property Listings — Auburn, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Auburn, NY is 44. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $276,000 | 22.0% |
Listing Count | 148 | 10.0% |
| Listings as % of Homes | 0.4% | 10.0% |
Days on Market | 44 | 12.0% |
Demographics — Auburn, NY
As of the latest ACS Survey released in 2023, Auburn, NY has a population of 37,500, which has decreased by -1.7% over the past 5 years. Auburn, NY is a moderately popular place for families, as children make up 19.9% of the population. The area has a moderately educated workforce, with 26.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 37,500 | -1.7% |
% Under 18 | 19.9% | 0.5% |
% Seniors | 22.1% | 14.5% |
% WFH | 5.6% | 80.6% |
% w/ College Degree | 26.6% | 3.5% |
As of the latest ACS Survey released in 2023, Auburn, NY is a predominantly white area, with 87.1% of the population identifying as white. The white population has shrunk by 3.1% in the last 5 years. The second most common race or ethnicity in Auburn, NY is black, making up 3.0% of the population. Foreign-born residents account for 2.5% of the population in Auburn, NY, and this percentage has decreased by 3.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.1% | -3.1% |
% Black | 3.0% | -26.8% |
% Hispanic | 2.9% | 16.0% |
% Asian | 0.7% | 16.7% |
% Foreign Born | 2.5% | -3.8% |
Mortgage and Risk — Auburn, NY
According to HUD data as of 2023, there were 556 mortgage originations in Auburn, NY, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Auburn, NY. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 556 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 3.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Auburn, NY
As of 2024, the percent of homes in Auburn, NY under the Section 8 program is 21.0%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Auburn, NY, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 1,288 |
Total Units Section 8 | 1,288 |
% Rentals under Section 8 | 21.0% |
% Occupied Section 8 | 87.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$110 | $950 | $840 |
| 2 Bedroom | -$120 | $1,200 | $1,080 |
| 3 Bedroom | -$20 | $1,400 | $1,380 |
| 4 Bedroom | $1,085 | $525 | $1,610 |
Affordability — Auburn, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $214,000 |
| Median Household Income | $58,900 |