Lacona, NY—13083
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lacona, NY
As of Oct '25, the median home price in Lacona, NY is $177,000, with a year-over-year change of 0.4%. This indicates that home prices in Lacona, NY are flat. According to Zillow, the 1-year price projection is 2.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $177,000 | 0.4% |
| Single Family | $177,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $160,000 | 0.6% |
3 Bed | $205,000 | 1.0% |
4 Bed | $220,000 | -2.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Lacona, NY
Lacona, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Lacona, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Lacona, NY is 57. This is a decrease of -54.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $190,000 | -34.0% |
Listing Count | 9 | -7.0% |
| Listings as % of Homes | 0.8% | -7.0% |
Days on Market | 57 | -54.0% |
Demographics — Lacona, NY
As of the latest ACS Survey released in 2023, Lacona, NY has a population of 1,860, which has decreased by -10.1% over the past 5 years. Lacona, NY is a moderately popular place for families, as children make up 21.2% of the population. The area has a poorly educated workforce, with 21.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,860 | -10.1% |
% Under 18 | 21.2% | -4.5% |
% Seniors | 16.2% | 40.9% |
% WFH | 10.1% | 180.6% |
% w/ College Degree | 21.6% | 51.0% |
As of the latest ACS Survey released in 2023, Lacona, NY is a predominantly white area, with 93.1% of the population identifying as white. The white population has shrunk by 5.0% in the last 5 years. The second most common race or ethnicity in Lacona, NY is asian, making up 2.0% of the population. Foreign-born residents account for 2.7% of the population in Lacona, NY, and this percentage has increased by 285.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.1% | -5.0% |
% Black | 1.2% | 1,100.0% |
% Hispanic | 1.5% | 50.0% |
% Asian | 2.0% | 1,900.0% |
% Foreign Born | 2.7% | 285.7% |
Mortgage and Risk — Lacona, NY
According to HUD data as of 2023, there were 31 mortgage originations in Lacona, NY, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Lacona, NY. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 31 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Lacona, NY
Lacona, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 3.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $940 |
| 2 Bedroom | N/A | N/A | $1,230 |
| 3 Bedroom | N/A | N/A | $1,660 |
| 4 Bedroom | N/A | N/A | $2,010 |
Affordability — Lacona, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $177,000 |
| Median Household Income | $60,600 |