Red Creek, NY—13143
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Red Creek, NY
As of Oct '25, the median home price in Red Creek, NY is $179,000, with a year-over-year change of -0.7%. This indicates that home prices in Red Creek, NY are flat. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $179,000 | -0.7% |
| Single Family | $178,000 | -1.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $168,000 | -1.8% |
3 Bed | $185,000 | -1.6% |
4 Bed | $201,000 | -2.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Red Creek, NY
Red Creek, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Red Creek, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Red Creek, NY is 28. This is a decrease of -75.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $250,000 | 117.0% |
Listing Count | 3 | -31.0% |
| Listings as % of Homes | 0.4% | -31.0% |
Days on Market | 28 | -75.0% |
Demographics — Red Creek, NY
As of the latest ACS Survey released in 2023, Red Creek, NY has a population of 2,400, which has decreased by -11.1% over the past 5 years. Red Creek, NY is a popular place for families, as children make up 28.9% of the population. The area has a poorly educated workforce, with 20.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,400 | -11.1% |
% Under 18 | 28.9% | 18.0% |
% Seniors | 18.7% | 47.2% |
% WFH | 2.4% | 20.0% |
% w/ College Degree | 20.2% | 69.7% |
As of the latest ACS Survey released in 2023, Red Creek, NY is a predominantly white area, with 92.5% of the population identifying as white. The white population has grown by 0.1% in the last 5 years. The second most common race or ethnicity in Red Creek, NY is hispanic, making up 1.7% of the population. Foreign-born residents account for 0.5% of the population in Red Creek, NY, and this percentage has decreased by 58.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.5% | 0.1% |
% Black | 0.1% | -97.4% |
% Hispanic | 1.7% | 0.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.5% | -58.3% |
Mortgage and Risk — Red Creek, NY
According to HUD data as of 2023, there were 23 mortgage originations in Red Creek, NY, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Red Creek, NY. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 23 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Red Creek, NY
Red Creek, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 3.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $950 |
| 2 Bedroom | N/A | N/A | $1,180 |
| 3 Bedroom | N/A | N/A | $1,430 |
| 4 Bedroom | N/A | N/A | $1,570 |
Affordability — Red Creek, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.1 |
| Median Home Price | $179,000 |
| Median Household Income | $72,400 |