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  4. /Wolcott, NY - 14590

Wolcott, NY—14590

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$224,000
8.1% YoY Growth
Household Income
$56,000
15.9% YoY Growth
Days on Market
44
39.0% Shorter YoY
Home Price Forecast
3.4%
Median Rent
$1,400
34.5% YoY Growth
1-Bed Rent
$1,300
18.2% YoY Growth
2-Bed Rent
$1,400
N/A
3-Bed Rent
$1,750
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Wolcott, NY

As of May '26, the median home price in Wolcott, NY is $224,000, with a year-over-year change of 8.1%. This indicates that home prices in Wolcott, NY are increasing. According to Zillow, the 1-year price projection is 3.4%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$224,0008.1%
Single Family $224,0008.2%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

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  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$246,0009.8%
    3 Bed
    		$235,0008.8%
    4 Bed
    		$230,0006.0%
    5 Bed $265,8309.0%
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    % of Housing Stock

    Studio
    3.9%
    1 Bedroom
    6.3%
    2 Bedrooms
    35.7%
    3 Bedrooms
    35.7%
    4 Bedrooms
    16.6%
    5+ Bedrooms
    1.8%

    Rental Trends — Wolcott, NY

    As of July '25, Rentcast reports the average rent in Wolcott, NY is $1,480, with a year-over-year rent change of 34.5%. Per bedroom, the median rent as of July '25 in Wolcott, NY is 1-bedrooms: $1,300, 2-bedrooms: $1,400, 3-bedrooms: $1,750. The most common rental property sizes in Wolcott, NY are 2-bedroom and 1-bedroom, accounting for 36.1% and 24.6% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,400$1,480
    Studio Rent N/AN/A
    1 Bed Rent $1,300$1,300
    2 Bed Rent $1,400$1,400
    3 Bed Rent $1,750$1,750
    4 Bed Rent N/AN/A
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    % of Rental Stock

    Studio
    1.5%
    1 Bedroom
    24.6%
    2 Bedrooms
    36.1%
    3 Bedrooms
    20.4%
    4 Bedrooms
    17.4%

    Property Listings — Wolcott, NY

    As of May '26, Realtor.com reports that the median days on market for a home in Wolcott, NY is 44. This is a decrease of -39.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$177,000-42.0%
    Listing Count
    		2597.0%
    Listings as % of Homes0.1%97.0%
    Days on Market
    		44-39.0%
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    Demographics — Wolcott, NY

    As of the latest ACS Survey released in 2023, Wolcott, NY has a population of 5,260, which has decreased by -2.7% over the past 5 years. Wolcott, NY is a moderately popular place for families, as children make up 20.9% of the population. The area has a poorly educated workforce, with 15.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.1% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		5,260-2.7%
    % Under 18
    		20.9%-9.9%
    % Seniors
    		21.3%8.1%
    % WFH
    		5.1%-26.1%
    % w/ College Degree
    		15.8%-4.8%
    Loading chart...

    As of the latest ACS Survey released in 2023, Wolcott, NY is a predominantly white area, with 89.1% of the population identifying as white. The white population has shrunk by 0.9% in the last 5 years. The second most common race or ethnicity in Wolcott, NY is hispanic, making up 4.8% of the population. Foreign-born residents account for 2.0% of the population in Wolcott, NY, and this percentage has decreased by 44.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		89.1%-0.9%
    % Black
    		1.9%-24.0%
    % Hispanic
    		4.8%11.6%
    % Asian
    		0.1%-92.9%
    % Foreign Born
    		2.0%-44.4%
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    Mortgage and Risk — Wolcott, NY

    According to HUD data as of 2023, there were 118 mortgage originations in Wolcott, NY, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Wolcott, NY. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		118
    % Conventional Loans
    		87.0%
    % Government Loans
    		13.0%
    % Investor Loans
    		0.0%
    % Second Loans
    		12.0%
    % Cash Out Refinance
    		8.0%
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    Rentals and Section 8 — Wolcott, NY

    Wolcott, NY lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		88
    Total Units Section 8
    		88
    % Rentals under Section 8
    		18.3%
    % Occupied Section 8
    		87.9%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$330$1,300$970
    2 Bedroom-$190$1,400$1,210
    3 Bedroom-$290$1,750$1,460
    4 BedroomN/AN/A$1,600

    Affordability — Wolcott, NY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.1
    Median Home Price$224,000
    Median Household Income$56,000

    Wolcott, NY — ZIP Code Boundary Map

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    Frequently Asked Questions