Richland, NY—13144
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Richland, NY
As of Oct '25, the median home price in Richland, NY is $144,000, with a year-over-year change of 2.3%. This indicates that home prices in Richland, NY are increasing. According to Zillow, the 1-year price projection is 3.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $144,000 | 2.3% |
| Single Family | $144,000 | 3.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $129,000 | 6.6% |
3 Bed | $173,000 | 2.4% |
4 Bed | $186,000 | 0.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Richland, NY
Richland, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Richland, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Richland, NY is 62. This is a decrease of -41.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $295,000 | 24.0% |
Listing Count | 5 | -28.0% |
| Listings as % of Homes | 0.8% | -28.0% |
Days on Market | 62 | -41.0% |
Demographics — Richland, NY
As of the latest ACS Survey released in 2023, Richland, NY has a population of 1,100, which has decreased by -44.4% over the past 5 years. Richland, NY is a moderately popular place for families, as children make up 24.1% of the population. The area has a poorly educated workforce, with 9.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,100 | -44.4% |
% Under 18 | 24.1% | -29.1% |
% Seniors | 18.5% | 60.9% |
% WFH | 12.3% | 261.8% |
% w/ College Degree | 9.9% | -35.7% |
As of the latest ACS Survey released in 2023, Richland, NY is a predominantly white area, with 92.1% of the population identifying as white. The white population has shrunk by 3.5% in the last 5 years. The second most common race or ethnicity in Richland, NY is black, making up 2.3% of the population. Foreign-born residents account for 3.4% of the population in Richland, NY, and this percentage has increased by 112.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.1% | -3.5% |
% Black | 2.3% | 21.1% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.1% | ∞% |
% Foreign Born | 3.4% | 112.5% |
Mortgage and Risk — Richland, NY
According to HUD data as of 2023, there were 44 mortgage originations in Richland, NY, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Richland, NY. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 44 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 2.0% |
% Second Loans | 11.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Richland, NY
Richland, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $830 |
| 2 Bedroom | N/A | N/A | $1,020 |
| 3 Bedroom | N/A | N/A | $1,250 |
| 4 Bedroom | N/A | N/A | $1,440 |
Affordability — Richland, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.9 |
| Median Home Price | $144,000 |
| Median Household Income | $62,600 |