Cuyler, NY—13158
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cuyler, NY
As of Oct '25, the median home price in Cuyler, NY is $186,000, with a year-over-year change of 1.8%. This indicates that home prices in Cuyler, NY are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $186,000 | 1.8% |
| Single Family | $186,000 | 1.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $193,000 | 2.7% |
4 Bed | $201,000 | 1.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cuyler, NY
Cuyler, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cuyler, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Cuyler, NY is 38. This is a decrease of -24.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $130,000 | -45.0% |
Listing Count | 4 | -18.0% |
| Listings as % of Homes | 0.5% | -18.0% |
Days on Market | 38 | -24.0% |
Demographics — Cuyler, NY
As of the latest ACS Survey released in 2023, Cuyler, NY has a population of 1,380, which has decreased by -10.5% over the past 5 years. Cuyler, NY is a less popular place for families, as children make up 14.1% of the population. The area has a moderately educated workforce, with 26.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,380 | -10.5% |
% Under 18 | 14.1% | -33.2% |
% Seniors | 16.3% | -14.7% |
% WFH | 5.4% | 8.0% |
% w/ College Degree | 26.5% | 12.3% |
As of the latest ACS Survey released in 2023, Cuyler, NY is a predominantly white area, with 87.0% of the population identifying as white. The white population has shrunk by 9.0% in the last 5 years. The second most common race or ethnicity in Cuyler, NY is black, making up 8.2% of the population. Foreign-born residents account for 1.3% of the population in Cuyler, NY, and this percentage has increased by 30.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.0% | -9.0% |
% Black | 8.2% | ∞% |
% Hispanic | 3.8% | 65.2% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.3% | 30.0% |
Mortgage and Risk — Cuyler, NY
According to HUD data as of 2023, there were 54 mortgage originations in Cuyler, NY, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Cuyler, NY. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 54 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Cuyler, NY
Cuyler, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 19 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 2.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $860 |
| 2 Bedroom | N/A | N/A | $1,060 |
| 3 Bedroom | N/A | N/A | $1,320 |
| 4 Bedroom | N/A | N/A | $1,780 |
Affordability — Cuyler, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2 |
| Median Home Price | $186,000 |
| Median Household Income | $80,800 |