Cayuga, NY—13160
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Cayuga, NY
Home Price Trends — Cayuga, NY
As of Oct '25, the median home price in Cayuga, NY is $238,000, with a year-over-year change of -0.5%. This indicates that home prices in Cayuga, NY are flat. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $238,000 | -0.5% |
| Single Family | $238,000 | -0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $205,000 | 1.0% |
3 Bed | $244,000 | 0.0% |
4 Bed | $257,000 | 0.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cayuga, NY
Cayuga, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cayuga, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Cayuga, NY is 57. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $287,000 | 38.0% |
Listing Count | 8 | -24.0% |
| Listings as % of Homes | 0.3% | -24.0% |
Days on Market | 57 | -7.0% |
Demographics — Cayuga, NY
As of the latest ACS Survey released in 2023, Cayuga, NY has a population of 2,320, which has increased by 12.9% over the past 5 years. Cayuga, NY is a popular place for families, as children make up 25.7% of the population. The area has a moderately educated workforce, with 37.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,320 | 12.9% |
% Under 18 | 25.7% | 15.2% |
% Seniors | 19.3% | -3.5% |
% WFH | 10.7% | 181.6% |
% w/ College Degree | 37.2% | 61.0% |
As of the latest ACS Survey released in 2023, Cayuga, NY is a predominantly white area, with 88.0% of the population identifying as white. The white population has shrunk by 0.5% in the last 5 years. The second most common race or ethnicity in Cayuga, NY is hispanic, making up 5.5% of the population. Foreign-born residents account for 2.0% of the population in Cayuga, NY, and this percentage has decreased by 9.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.0% | -0.5% |
% Black | 1.5% | 87.5% |
% Hispanic | 5.5% | -16.7% |
% Asian | 2.4% | 166.7% |
% Foreign Born | 2.0% | -9.1% |
Mortgage and Risk — Cayuga, NY
According to HUD data as of 2023, there were 37 mortgage originations in Cayuga, NY, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Cayuga, NY. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 37 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 0.0% |
% Second Loans | 8.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Cayuga, NY
Cayuga, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $940 |
| 2 Bedroom | N/A | N/A | $1,210 |
| 3 Bedroom | N/A | N/A | $1,550 |
| 4 Bedroom | N/A | N/A | $1,800 |
Affordability — Cayuga, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $238,000 |
| Median Household Income | $88,800 |