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Whitesboro, NY—13492

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$267,000
8.4% YoY Growth
Household Income
$84,500
35.0% YoY Growth
Days on Market
17
50.0% Shorter YoY
Home Price Forecast
3.3%
Median Rent
$2,000
20.5% YoY Growth
1-Bed Rent
$995
107.3% YoY Growth
2-Bed Rent
$2,300
3.3% YoY Growth
3-Bed Rent
$2,000
11.1% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Whitesboro, NY

As of May '26, the median home price in Whitesboro, NY is $267,000, with a year-over-year change of 8.4%. This indicates that home prices in Whitesboro, NY are increasing. According to Zillow, the 1-year price projection is 3.3%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$267,0008.4%
Single Family $267,0008.5%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$198,00010.0%
    3 Bed
    		$251,0008.7%
    4 Bed
    		$368,0008.6%
    5 Bed $379,7417.8%
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    % of Housing Stock

    1 Bedroom
    9.1%
    2 Bedrooms
    17.2%
    3 Bedrooms
    46.7%
    4 Bedrooms
    23.5%
    5+ Bedrooms
    3.6%

    Rental Trends — Whitesboro, NY

    As of July '25, Rentcast reports the average rent in Whitesboro, NY is $1,760, with a year-over-year rent change of 20.5%. Per bedroom, the median rent as of July '25 in Whitesboro, NY is studios: $762, 1-bedrooms: $1,750, 2-bedrooms: $2,070, 3-bedrooms: $2,000, 4-bedrooms: $2,650. The most common rental property sizes in Whitesboro, NY are 2-bedroom and 1-bedroom, accounting for 49.1% and 33.0% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,000$1,760
    Studio Rent $750$762
    1 Bed Rent $995$1,750
    2 Bed Rent $2,300$2,070
    3 Bed Rent $2,000$2,000
    4 Bed Rent $2,650$2,650
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    % of Rental Stock

    1 Bedroom
    33.0%
    2 Bedrooms
    49.1%
    3 Bedrooms
    17.9%

    Property Listings — Whitesboro, NY

    As of May '26, Realtor.com reports that the median days on market for a home in Whitesboro, NY is 17. This is a decrease of -50.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$227,000-9.0%
    Listing Count
    		4239.0%
    Listings as % of Homes0.3%39.0%
    Days on Market
    		17-50.0%
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    Demographics — Whitesboro, NY

    As of the latest ACS Survey released in 2023, Whitesboro, NY has a population of 11,200, which has remained stable by -0.3% over the past 5 years. Whitesboro, NY is a moderately popular place for families, as children make up 21.8% of the population. The area has a moderately educated workforce, with 37.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.4% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		11,200-0.3%
    % Under 18
    		21.8%17.8%
    % Seniors
    		20.8%3.0%
    % WFH
    		8.4%104.9%
    % w/ College Degree
    		37.0%2.8%
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    As of the latest ACS Survey released in 2023, Whitesboro, NY is a predominantly white area, with 91.5% of the population identifying as white. The white population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in Whitesboro, NY is hispanic, making up 3.4% of the population. Foreign-born residents account for 2.6% of the population in Whitesboro, NY, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		91.5%-2.7%
    % Black
    		2.2%340.0%
    % Hispanic
    		3.4%112.5%
    % Asian
    		0.0%-100.0%
    % Foreign Born
    		2.6%0.0%
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    Mortgage and Risk — Whitesboro, NY

    According to HUD data as of 2023, there were 214 mortgage originations in Whitesboro, NY, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Whitesboro, NY. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		214
    % Conventional Loans
    		92.0%
    % Government Loans
    		8.0%
    % Investor Loans
    		1.0%
    % Second Loans
    		1.0%
    % Cash Out Refinance
    		7.0%
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    Rentals and Section 8 — Whitesboro, NY

    As of 2024, the percent of homes in Whitesboro, NY under the Section 8 program is 15.9%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Whitesboro, NY, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		167
    Total Units Section 8
    		168
    % Rentals under Section 8
    		15.9%
    % Occupied Section 8
    		80.4%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$15$995$1,010
    2 Bedroom-$1,040$2,300$1,260
    3 Bedroom-$480$2,000$1,520
    4 Bedroom-$860$2,650$1,790

    Affordability — Whitesboro, NY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.5
    Median Home Price$267,000
    Median Household Income$84,500

    Whitesboro, NY — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    Frequently Asked Questions