Dexter, NY—13634
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Dexter, NY
As of Oct '25, the median home price in Dexter, NY is $229,000, with a year-over-year change of 0.5%. This indicates that home prices in Dexter, NY are flat. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $229,000 | 0.5% |
| Single Family | $229,000 | 0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $211,000 | 3.4% |
3 Bed | $239,000 | -0.8% |
4 Bed | $282,000 | -1.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Dexter, NY
Dexter, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Dexter, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Dexter, NY is 68. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $329,000 | -5.0% |
Listing Count | 14 | -22.0% |
| Listings as % of Homes | 0.2% | -22.0% |
Days on Market | 68 | 29.0% |
Demographics — Dexter, NY
As of the latest ACS Survey released in 2023, Dexter, NY has a population of 3,870, which has decreased by -4.5% over the past 5 years. Dexter, NY is a moderately popular place for families, as children make up 23.1% of the population. The area has a poorly educated workforce, with 24.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,870 | -4.5% |
% Under 18 | 23.1% | 10.0% |
% Seniors | 22.1% | 24.9% |
% WFH | 12.3% | 392.0% |
% w/ College Degree | 24.8% | 24.6% |
As of the latest ACS Survey released in 2023, Dexter, NY is a predominantly white area, with 94.9% of the population identifying as white. The white population has shrunk by 3.6% in the last 5 years. The second most common race or ethnicity in Dexter, NY is hispanic, making up 2.7% of the population. Foreign-born residents account for 1.1% of the population in Dexter, NY, and this percentage has increased by 37.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.9% | -3.6% |
% Black | 0.4% | 33.3% |
% Hispanic | 2.7% | 237.5% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.1% | 37.5% |
Mortgage and Risk — Dexter, NY
According to HUD data as of 2023, there were 90 mortgage originations in Dexter, NY, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Dexter, NY. Investor activity is low, as 2.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 90 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 2.0% |
% Second Loans | 9.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Dexter, NY
Dexter, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | 2.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $940 |
| 2 Bedroom | N/A | N/A | $1,230 |
| 3 Bedroom | N/A | N/A | $1,660 |
| 4 Bedroom | N/A | N/A | $2,010 |
Affordability — Dexter, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $229,000 |
| Median Household Income | $90,500 |