Sackets Harbor, NY—13685
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sackets Harbor, NY
As of Oct '25, the median home price in Sackets Harbor, NY is $285,000, with a year-over-year change of 6.9%. This indicates that home prices in Sackets Harbor, NY are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $285,000 | 6.9% |
| Single Family | $285,000 | 6.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $235,000 | 6.3% |
3 Bed | $295,000 | 6.1% |
4 Bed | $361,000 | 7.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sackets Harbor, NY
As of July '25, Rentcast reports the average rent in Sackets Harbor, NY is $2,070, with a year-over-year rent change of 12.5%. Per bedroom, the median rent as of July '25 in Sackets Harbor, NY is 1-bedrooms: $3,500, 3-bedrooms: $1,780. The most common rental property sizes in Sackets Harbor, NY are 2-bedroom and 1-bedroom, accounting for 36.9% and 30.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,750 | $2,070 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $3,500 | $3,500 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,750 | $1,780 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sackets Harbor, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Sackets Harbor, NY is 50. This is a decrease of -46.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $317,000 | 3.0% |
Listing Count | 8 | 17.0% |
| Listings as % of Homes | 0.5% | 17.0% |
Days on Market | 50 | -46.0% |
Demographics — Sackets Harbor, NY
As of the latest ACS Survey released in 2023, Sackets Harbor, NY has a population of 2,230, which has decreased by -11.3% over the past 5 years. Sackets Harbor, NY is a moderately popular place for families, as children make up 15.1% of the population. The area has a moderately educated workforce, with 42.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,230 | -11.3% |
% Under 18 | 15.1% | -36.8% |
% Seniors | 23.9% | 47.5% |
% WFH | 5.3% | 96.3% |
% w/ College Degree | 42.4% | -4.3% |
As of the latest ACS Survey released in 2023, Sackets Harbor, NY is a predominantly white area, with 90.2% of the population identifying as white. The white population has grown by 1.2% in the last 5 years. The second most common race or ethnicity in Sackets Harbor, NY is hispanic, making up 3.4% of the population. Foreign-born residents account for 4.4% of the population in Sackets Harbor, NY, and this percentage has decreased by 12.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.2% | 1.2% |
% Black | 0.9% | 12.5% |
% Hispanic | 3.4% | -40.4% |
% Asian | 0.6% | 20.0% |
% Foreign Born | 4.4% | -12.0% |
Mortgage and Risk — Sackets Harbor, NY
According to HUD data as of 2023, there were 49 mortgage originations in Sackets Harbor, NY, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Sackets Harbor, NY. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 49 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 4.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Sackets Harbor, NY
Sackets Harbor, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | 1.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$2,380 | $3,500 | $1,120 |
| 2 Bedroom | N/A | N/A | $1,470 |
| 3 Bedroom | $250 | $1,750 | $2,000 |
| 4 Bedroom | N/A | N/A | $2,450 |
Affordability — Sackets Harbor, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $285,000 |
| Median Household Income | $85,200 |