Endicott, NY—13760
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Endicott, NY
As of Oct '25, the median home price in Endicott, NY is $198,000, with a year-over-year change of 3.0%. This indicates that home prices in Endicott, NY are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $198,000 | 3.0% |
| Single Family | $198,000 | 3.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $110,000 | 0.9% |
2 Bed | $148,000 | 2.8% |
3 Bed | $189,000 | 3.3% |
4 Bed | $265,000 | 3.5% |
| 5 Bed | $284,000 | 3.3% |
% of Housing Stock
Rental Trends — Endicott, NY
As of July '25, Rentcast reports the average rent in Endicott, NY is $1,370, with a year-over-year rent change of -4.9%. Per bedroom, the median rent as of July '25 in Endicott, NY is studios: $850, 1-bedrooms: $937, 2-bedrooms: $1,260, 3-bedrooms: $1,680, 4-bedrooms: $2,380. The most common rental property sizes in Endicott, NY are 2-bedroom and 1-bedroom, accounting for 36.9% and 32.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,250 | $1,370 |
| Studio Rent | $850 | $850 |
| 1 Bed Rent | $895 | $937 |
| 2 Bed Rent | $1,200 | $1,260 |
| 3 Bed Rent | $1,550 | $1,680 |
| 4 Bed Rent | $2,500 | $2,380 |
% of Rental Stock
Property Listings — Endicott, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Endicott, NY is 29. This is a decrease of -28.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $230,000 | -8.0% |
Listing Count | 140 | -8.0% |
| Listings as % of Homes | 0.4% | -8.0% |
Days on Market | 29 | -28.0% |
Demographics — Endicott, NY
As of the latest ACS Survey released in 2023, Endicott, NY has a population of 42,900, which has decreased by -1.1% over the past 5 years. Endicott, NY is a moderately popular place for families, as children make up 19.4% of the population. The area has a moderately educated workforce, with 33.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 42,900 | -1.1% |
% Under 18 | 19.4% | -0.5% |
% Seniors | 22.1% | 7.3% |
% WFH | 8.4% | 95.3% |
% w/ College Degree | 33.7% | 1.2% |
As of the latest ACS Survey released in 2023, Endicott, NY is a predominantly white area, with 83.8% of the population identifying as white. The white population has shrunk by 5.7% in the last 5 years. The second most common race or ethnicity in Endicott, NY is hispanic, making up 5.7% of the population. Foreign-born residents account for 4.5% of the population in Endicott, NY, and this percentage has increased by 4.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.8% | -5.7% |
% Black | 4.3% | -2.3% |
% Hispanic | 5.7% | 96.6% |
% Asian | 1.9% | -5.0% |
% Foreign Born | 4.5% | 4.7% |
Mortgage and Risk — Endicott, NY
According to HUD data as of 2023, there were 501 mortgage originations in Endicott, NY, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Endicott, NY. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 501 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Endicott, NY
As of 2024, the percent of homes in Endicott, NY under the Section 8 program is 8.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Endicott, NY, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 540 |
Total Units Section 8 | 540 |
% Rentals under Section 8 | 8.2% |
% Occupied Section 8 | 70.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $5 | $895 | $900 |
| 2 Bedroom | -$60 | $1,200 | $1,140 |
| 3 Bedroom | -$80 | $1,550 | $1,470 |
| 4 Bedroom | -$820 | $2,500 | $1,680 |
Affordability — Endicott, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $198,000 |
| Median Household Income | $63,200 |