Vestal, NY 13850 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Vestal, NY—13850

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$242,000

2.9% YoY Growth

Household Income

$81,600

25.5% YoY Growth

Days on Market

29.0% Longer YoY

Home Price Forecast

3.0%

Median Rent

$2,000

0.5% YoY Growth

1-Bed Rent

$795

20.0% YoY Growth

2-Bed Rent

$1,320

17.9% YoY Growth

3-Bed Rent

$2,100

0.5% YoY Growth

Home Price Trends — Vestal, NY

As of Dec '25, the median home price in Vestal, NY is $242,000, with a year-over-year change of 2.9%. This indicates that home prices in Vestal, NY are increasing. According to Zillow, the 1-year price projection is 3.0%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$242,000	2.9%
Single Family	$242,000	3.0%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Vestal, NY

As of July '25, Rentcast reports the average rent in Vestal, NY is $1,980, with a year-over-year rent change of 0.5%. Per bedroom, the median rent as of July '25 in Vestal, NY is studios: $1,850, 1-bedrooms: $1,040, 2-bedrooms: $1,580, 3-bedrooms: $2,090, 4-bedrooms: $2,300. The most common rental property sizes in Vestal, NY are 2-bedroom and 1-bedroom, accounting for 36.7% and 21.2% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,000	$1,980
Studio Rent	$1,850	$1,850
1 Bed Rent	$795	$1,040
2 Bed Rent	$1,320	$1,580
3 Bed Rent	$2,100	$2,090
4 Bed Rent	$2,500	$2,300

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% of Rental Stock

Studio

7.4%

1 Bedroom

21.2%

2 Bedrooms

36.7%

3 Bedrooms

17.1%

4 Bedrooms

13.9%

5+ Bedrooms

3.7%

Property Listings — Vestal, NY

As of Dec '25, Realtor.com reports that the median days on market for a home in Vestal, NY is 59. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$305,000	14.0%
Listing Count	72	-4.0%
Listings as % of Homes	0.5%	-4.0%
Days on Market	76	29.0%

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Demographics — Vestal, NY

As of the latest ACS Survey released in 2023, Vestal, NY has a population of 23,700, which has increased by 6.7% over the past 5 years. Vestal, NY is a moderately popular place for families, as children make up 21.3% of the population. The area has a highly educated workforce, with 45.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.8% reporting working from home.

Metric	Latest Census	YoY % Change
Population	23,700	6.7%
% Under 18	21.3%	10.9%
% Seniors	21.8%	2.8%
% WFH	9.8%	263.0%
% w/ College Degree	45.1%	1.1%

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As of the latest ACS Survey released in 2023, Vestal, NY is a predominantly white area, with 77.7% of the population identifying as white. The white population has shrunk by 4.9% in the last 5 years. The second most common race or ethnicity in Vestal, NY is asian, making up 11.7% of the population. Foreign-born residents account for 13.7% of the population in Vestal, NY, and this percentage has decreased by 2.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	77.7%	-4.9%
% Black	2.2%	-38.9%
% Hispanic	5.3%	71.0%
% Asian	11.7%	13.6%
% Foreign Born	13.7%	-2.1%

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Mortgage and Risk — Vestal, NY

According to HUD data as of 2023, there were 273 mortgage originations in Vestal, NY, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Vestal, NY. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	273
% Conventional Loans	87.0%
% Government Loans	13.0%
% Investor Loans	1.0%
% Second Loans	0.0%
% Cash Out Refinance	11.0%

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Rentals and Section 8 — Vestal, NY

As of 2024, the percent of homes in Vestal, NY under the Section 8 program is 1.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Vestal, NY, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD	37
Total Units Section 8	37
% Rentals under Section 8	1.3%
% Occupied Section 8	66.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$285	$795	$1,080
2 Bedroom	$40	$1,320	$1,360
3 Bedroom	-$340	$2,100	$1,760
4 Bedroom	-$490	$2,500	$2,010

Vestal, NY—13850

Key Metrics at a Glance

Home Price Trends — Vestal, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Vestal, NY

% of Rental Stock

Property Listings — Vestal, NY

Demographics — Vestal, NY

Race and Ethnicity

Mortgage and Risk — Vestal, NY

Mortgages

Rentals and Section 8 — Vestal, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Vestal, NY

Home Price to Income Ratio

Vestal, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Bible School Park

Endicott, NY

Johnson City, NY

Nixon, PA

Binghamton, NY

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.4
Median Home Price	$242,000
Median Household Income	$81,600

Vestal, NY—13850

Key Metrics at a Glance

Home Price Trends — Vestal, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Vestal, NY

% of Rental Stock

Property Listings — Vestal, NY

Demographics — Vestal, NY

Race and Ethnicity

Mortgage and Risk — Vestal, NY

Mortgages

Rentals and Section 8 — Vestal, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Vestal, NY

Home Price to Income Ratio

Vestal, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Bible School Park

Endicott, NY

Johnson City, NY

Nixon, PA

Binghamton, NY

Frequently Asked Questions

What is the average home price in Vestal, NY 13850?

How have home prices in Vestal, NY 13850 changed over the past year?

What is the home price projection for Vestal, NY 13850?

What are the demographics of Vestal, NY 13850?

How long does it take homes to sell in Vestal, NY 13850?

What is the average rent price in Vestal, NY 13850?