Holland, NY—14080
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Holland, NY
As of Oct '25, the median home price in Holland, NY is $318,000, with a year-over-year change of 3.0%. This indicates that home prices in Holland, NY are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $318,000 | 3.0% |
| Single Family | $318,000 | 2.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $263,000 | 3.1% |
3 Bed | $334,000 | 3.1% |
4 Bed | $348,000 | 3.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Holland, NY
Holland, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Holland, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Holland, NY is 15. This is a decrease of -77.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $322,000 | 69.0% |
Listing Count | 19 | 100.0% |
| Listings as % of Homes | 0.5% | 100.0% |
Days on Market | 15 | -77.0% |
Demographics — Holland, NY
As of the latest ACS Survey released in 2023, Holland, NY has a population of 4,430, which has increased by 6.6% over the past 5 years. Holland, NY is a moderately popular place for families, as children make up 20.7% of the population. The area has a poorly educated workforce, with 21.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,430 | 6.6% |
% Under 18 | 20.7% | 10.1% |
% Seniors | 21.8% | 28.2% |
% WFH | 4.6% | -24.6% |
% w/ College Degree | 21.4% | 3.4% |
As of the latest ACS Survey released in 2023, Holland, NY is a predominantly white area, with 96.5% of the population identifying as white. The white population has shrunk by 1.0% in the last 5 years. The second most common race or ethnicity in Holland, NY is black, making up 0.8% of the population. Foreign-born residents account for 1.0% of the population in Holland, NY, and this percentage has decreased by 9.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.5% | -1.0% |
% Black | 0.8% | ∞% |
% Hispanic | 0.4% | -42.9% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.0% | -9.1% |
Mortgage and Risk — Holland, NY
According to HUD data as of 2023, there were 61 mortgage originations in Holland, NY, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Holland, NY. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 61 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 3.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Holland, NY
Holland, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 11 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 0.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $900 |
| 2 Bedroom | N/A | N/A | $1,050 |
| 3 Bedroom | N/A | N/A | $1,290 |
| 4 Bedroom | N/A | N/A | $1,450 |
Affordability — Holland, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $318,000 |
| Median Household Income | $76,700 |