Wolcott, NY—14590
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Wolcott, NY
As of Oct '25, the median home price in Wolcott, NY is $206,000, with a year-over-year change of 2.6%. This indicates that home prices in Wolcott, NY are increasing. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $206,000 | 2.6% |
| Single Family | $206,000 | 3.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $227,000 | 4.1% |
3 Bed | $214,000 | 1.4% |
4 Bed | $212,000 | 2.9% |
| 5 Bed | $252,000 | 2.4% |
% of Housing Stock
Rental Trends — Wolcott, NY
As of July '25, Rentcast reports the average rent in Wolcott, NY is $1,480, with a year-over-year rent change of 34.5%. Per bedroom, the median rent as of July '25 in Wolcott, NY is 1-bedrooms: $1,300, 2-bedrooms: $1,400, 3-bedrooms: $1,750. The most common rental property sizes in Wolcott, NY are 2-bedroom and 1-bedroom, accounting for 36.1% and 24.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,400 | $1,480 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,300 | $1,300 |
| 2 Bed Rent | $1,400 | $1,400 |
| 3 Bed Rent | $1,750 | $1,750 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Wolcott, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Wolcott, NY is 52. This is a decrease of -6.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $291,000 | 5.0% |
Listing Count | 23 | -1.0% |
| Listings as % of Homes | 0.1% | -1.0% |
Days on Market | 52 | -6.0% |
Demographics — Wolcott, NY
As of the latest ACS Survey released in 2023, Wolcott, NY has a population of 5,260, which has decreased by -2.7% over the past 5 years. Wolcott, NY is a moderately popular place for families, as children make up 20.9% of the population. The area has a poorly educated workforce, with 15.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,260 | -2.7% |
% Under 18 | 20.9% | -9.9% |
% Seniors | 21.3% | 8.1% |
% WFH | 5.1% | -26.1% |
% w/ College Degree | 15.8% | -4.8% |
As of the latest ACS Survey released in 2023, Wolcott, NY is a predominantly white area, with 89.1% of the population identifying as white. The white population has shrunk by 0.9% in the last 5 years. The second most common race or ethnicity in Wolcott, NY is hispanic, making up 4.8% of the population. Foreign-born residents account for 2.0% of the population in Wolcott, NY, and this percentage has decreased by 44.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.1% | -0.9% |
% Black | 1.9% | -24.0% |
% Hispanic | 4.8% | 11.6% |
% Asian | 0.1% | -92.9% |
% Foreign Born | 2.0% | -44.4% |
Mortgage and Risk — Wolcott, NY
According to HUD data as of 2023, there were 118 mortgage originations in Wolcott, NY, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Wolcott, NY. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 118 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 0.0% |
% Second Loans | 12.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Wolcott, NY
Wolcott, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 88 |
Total Units Section 8 | 88 |
% Rentals under Section 8 | 18.3% |
% Occupied Section 8 | 87.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$330 | $1,300 | $970 |
| 2 Bedroom | -$190 | $1,400 | $1,210 |
| 3 Bedroom | -$290 | $1,750 | $1,460 |
| 4 Bedroom | N/A | N/A | $1,600 |
Affordability — Wolcott, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $206,000 |
| Median Household Income | $56,000 |