Clyde, NY—14433
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Clyde, NY
As of Oct '25, the median home price in Clyde, NY is $150,000, with a year-over-year change of 0.7%. This indicates that home prices in Clyde, NY are flat. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $150,000 | 0.7% |
| Single Family | $150,000 | -0.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $123,000 | 0.0% |
3 Bed | $156,000 | 0.6% |
4 Bed | $172,000 | 1.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Clyde, NY
Clyde, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Clyde, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Clyde, NY is 46. This is a decrease of -27.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $151,000 | 7.0% |
Listing Count | 10 | 11.0% |
| Listings as % of Homes | 0.3% | 11.0% |
Days on Market | 46 | -27.0% |
Demographics — Clyde, NY
As of the latest ACS Survey released in 2023, Clyde, NY has a population of 4,320, which has remained stable by -0.7% over the past 5 years. Clyde, NY is a popular place for families, as children make up 29.6% of the population. The area has a poorly educated workforce, with 16.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,320 | -0.7% |
% Under 18 | 29.6% | -4.5% |
% Seniors | 15.0% | 8.7% |
% WFH | 8.0% | 60.0% |
% w/ College Degree | 16.9% | 43.2% |
As of the latest ACS Survey released in 2023, Clyde, NY is a predominantly white area, with 93.0% of the population identifying as white. The white population has grown by 1.8% in the last 5 years. The second most common race or ethnicity in Clyde, NY is black, making up 1.7% of the population. Foreign-born residents account for 0.5% of the population in Clyde, NY, and this percentage has decreased by 58.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.0% | 1.8% |
% Black | 1.7% | 30.8% |
% Hispanic | 1.7% | -64.6% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.5% | -58.3% |
Mortgage and Risk — Clyde, NY
According to HUD data as of 2023, there were 77 mortgage originations in Clyde, NY, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Clyde, NY. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 77 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 0.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Clyde, NY
Clyde, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 41 |
Total Units Section 8 | 41 |
% Rentals under Section 8 | 12.6% |
% Occupied Section 8 | 73.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $950 |
| 2 Bedroom | N/A | N/A | $1,180 |
| 3 Bedroom | N/A | N/A | $1,430 |
| 4 Bedroom | N/A | N/A | $1,570 |
Affordability — Clyde, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.8 |
| Median Home Price | $150,000 |
| Median Household Income | $67,700 |