Irondequoit, Rochester, NY14617

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$250,000
1.8% YoY Growth
Median Household Income
$89,500
36.6% 5-Year Growth
Days on Market
28
17.0% Longer than last year
Home Price Forecast
1.9%
Median Rent
$1,400
5.1% YoY Growth
1-Bed Rent
$1,150
15.1% YoY Growth
2-Bed Rent
$1,280
55.8% YoY Growth
3-Bed Rent
$2,400
0.8% YoY Growth

Property Listings — Irondequoit, Rochester, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Irondequoit, Rochester, NY is 28. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$230,00015.0%
Listing Count
62-19.0%
Listings as % of Homes0.1%-19.0%
Days on Market
2817.0%
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Demographics — Irondequoit, Rochester, NY

As of the latest ACS Survey released in 2023, Irondequoit, Rochester, NY has a population of 21,300, which has decreased by -5.8% over the past 5 years. Irondequoit, Rochester, NY is a moderately popular place for families, as children make up 21.2% of the population. The area has a highly educated workforce, with 49.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
21,300-5.8%
% Under 18
21.2%0.0%
% Seniors
22.4%8.7%
% WFH
11.3%156.8%
% w/ College Degree
49.6%12.0%
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As of the latest ACS Survey released in 2023, Irondequoit, Rochester, NY is a predominantly white area, with 84.5% of the population identifying as white. The white population has shrunk by 1.6% in the last 5 years. The second most common race or ethnicity in Irondequoit, Rochester, NY is hispanic, making up 8.0% of the population. Foreign-born residents account for 4.4% of the population in Irondequoit, Rochester, NY, and this percentage has decreased by 32.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
84.5%-1.6%
% Black
4.1%-2.4%
% Hispanic
8.0%33.3%
% Asian
0.9%-40.0%
% Foreign Born
4.4%-32.3%
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Mortgage and Risk — Irondequoit, Rochester, NY

According to HUD data as of 2023, there were 682 mortgage originations in Irondequoit, Rochester, NY, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Irondequoit, Rochester, NY. Investor activity is low, as 2.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
682
% Conventional Loans
93.0%
% Government Loans
7.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Irondequoit, Rochester, NY

As of 2024, the percent of homes in Irondequoit, Rochester, NY under the Section 8 program is 12.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Irondequoit, Rochester, NY, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
212
Total Units Section 8
157
% Rentals under Section 8
12.4%
% Occupied Section 8
80.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$20$1,150$1,170
2 Bedroom$170$1,280$1,450
3 Bedroom-$650$2,400$1,750
4 Bedroom-$1,880$3,800$1,920

Affordability — Irondequoit, Rochester, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.3
Median Home Price$250,000
Median Household Income$89,500

Irondequoit, Rochester, NY — ZIP Code Boundary Map

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Frequently Asked Questions