Bath, NY—14810
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bath, NY
As of Oct '25, the median home price in Bath, NY is $157,000, with a year-over-year change of -0.5%. This indicates that home prices in Bath, NY are flat. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $157,000 | -0.5% |
| Single Family | $157,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $127,000 | 0.0% |
3 Bed | $165,000 | 0.0% |
4 Bed | $182,000 | -0.5% |
| 5 Bed | $207,000 | -1.0% |
% of Housing Stock
Rental Trends — Bath, NY
As of July '25, Rentcast reports the average rent in Bath, NY is $1,070, with a year-over-year rent change of -25.7%. Per bedroom, the median rent as of July '25 in Bath, NY is 1-bedrooms: $1,200, 2-bedrooms: $1,000. The most common rental property sizes in Bath, NY are 2-bedroom and 1-bedroom, accounting for 38.9% and 31.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,000 | $1,070 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,200 | $1,200 |
| 2 Bed Rent | $1,000 | $1,000 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Bath, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Bath, NY is 68. This is a increase of 44.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $232,000 | 2.0% |
Listing Count | 35 | 9.0% |
| Listings as % of Homes | 0.5% | 9.0% |
Days on Market | 68 | 44.0% |
Demographics — Bath, NY
As of the latest ACS Survey released in 2023, Bath, NY has a population of 11,400, which has decreased by -6.0% over the past 5 years. Bath, NY is a moderately popular place for families, as children make up 17.1% of the population. The area has a poorly educated workforce, with 16.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,400 | -6.0% |
% Under 18 | 17.1% | -9.0% |
% Seniors | 25.9% | 19.9% |
% WFH | 14.0% | 300.0% |
% w/ College Degree | 16.8% | 0.6% |
As of the latest ACS Survey released in 2023, Bath, NY is a predominantly white area, with 93.8% of the population identifying as white. The white population has grown by 2.0% in the last 5 years. The second most common race or ethnicity in Bath, NY is black, making up 2.9% of the population. Foreign-born residents account for 0.6% of the population in Bath, NY, and this percentage has decreased by 70.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.8% | 2.0% |
% Black | 2.9% | -21.6% |
% Hispanic | 1.0% | -61.5% |
% Asian | 0.1% | -83.3% |
% Foreign Born | 0.6% | -70.0% |
Mortgage and Risk — Bath, NY
According to HUD data as of 2023, there were 130 mortgage originations in Bath, NY, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Bath, NY. Investor activity is low, as 4.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 130 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 4.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Bath, NY
Bath, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 357 |
Total Units Section 8 | 318 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 95.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$430 | $1,200 | $770 |
| 2 Bedroom | -$70 | $1,000 | $930 |
| 3 Bedroom | N/A | N/A | $1,200 |
| 4 Bedroom | N/A | N/A | $1,580 |
Affordability — Bath, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $157,000 |
| Median Household Income | $48,600 |