Avoca, NY—14809
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Avoca, NY
As of Nov '25, the median home price in Avoca, NY is $136,000, with a year-over-year change of -2.5%. This indicates that home prices in Avoca, NY are decreasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $136,000 | -2.5% |
| Single Family | $136,000 | -2.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $144,000 | -0.7% |
3 Bed | $138,000 | -0.7% |
4 Bed | $151,000 | -1.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Avoca, NY
Avoca, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Avoca, NY
As of Nov '25, Realtor.com reports that the median days on market for a home in Avoca, NY is 78. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $205,000 | 27.0% |
Listing Count | 13 | 47.0% |
| Listings as % of Homes | 0.2% | 47.0% |
Days on Market | 78 | -5.0% |
Demographics — Avoca, NY
As of the latest ACS Survey released in 2023, Avoca, NY has a population of 2,920, which has increased by 28.2% over the past 5 years. Avoca, NY is a popular place for families, as children make up 27.7% of the population. The area has a poorly educated workforce, with 17.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,920 | 28.2% |
% Under 18 | 27.7% | 31.3% |
% Seniors | 16.5% | -7.8% |
% WFH | 9.4% | 184.8% |
% w/ College Degree | 17.2% | -7.5% |
As of the latest ACS Survey released in 2023, Avoca, NY is a predominantly white area, with 91.8% of the population identifying as white. The white population has shrunk by 4.7% in the last 5 years. The second most common race or ethnicity in Avoca, NY is hispanic, making up 4.7% of the population. Foreign-born residents account for 0.4% of the population in Avoca, NY, and this percentage has decreased by 71.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.8% | -4.7% |
% Black | 0.0% | -100.0% |
% Hispanic | 4.7% | 487.5% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.4% | -71.4% |
Mortgage and Risk — Avoca, NY
According to HUD data as of 2023, there were 45 mortgage originations in Avoca, NY, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Avoca, NY. Investor activity is low, as 2.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 45 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 2.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 7.0% |
Rentals and Section 8 — Avoca, NY
Avoca, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 8 |
Total Units Section 8 | 8 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $780 |
| 2 Bedroom | N/A | N/A | $950 |
| 3 Bedroom | N/A | N/A | $1,230 |
| 4 Bedroom | N/A | N/A | $1,600 |
Affordability — Avoca, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.1 |
| Median Home Price | $136,000 |
| Median Household Income | $62,900 |